Cheap Car Insurance in Ames, Iowa (With 2024 Rates)

Lowest Premium

$219 / YEAR

Average Premium

$346 / YEAR

Highest Premium

$530 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Ames is around $346 and can go upto $530. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Ames by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Ames. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
50010	$348
50011	$346
50012	$342
50014	$345

Insurance Agents in Ames, IA and Near by

0 mi

Katie Frame

809 Wheeler St Ste 108, Ames, IA 50010

(515) 232-4142
0 mi

Joe Leto

809 Wheeler St Ste 105, Ames, IA 50010

(515) 233-3045
0 mi

Scott Lawrence

2713 Stange Rd Ste 101, Ames, IA 50010

(515) 232-3333
0 mi

Rick Reger

2515 University Blvd Ste 106, Ames, IA 50010

(515) 292-1900
0 mi

Roman F Lynch

2515 University Blvd Ste 106, Ames, IA 50010

(515) 232-6131
0 mi

Farm Bureau Financial Services

2010 Philadelphia St Ste 8, Ames, IA 50010

(515) 292-3020
0 mi

Fortress Wealth Management

1600 S Duff Ave Ste 500, Ames, IA 50010

(515) 290-9000
0 mi

ANPAC Agency

3206 S Duff Ave, Ames, IA 50010

(515) 259-6100
0 mi

David Russell

3206 S Duff Ave, Ames, IA 50010

(515) 418-9922
0 mi

Mark Doyle

2701 Stange Rd Ste 110, Ames, IA 50010

(515) 232-8090
0 mi

Philip L. Berg

2218 Northwestern Ave, Ames, IA 50010

(515) 783-6316
0 mi

Meg Dobson

515 Grand Ave Ste 104, Ames, IA 50010

(515) 232-3307
0 mi

Brown Insurance Services

327 6th St, Ames, IA 50010

(515) 292-2171
0 mi

Triplett Companies

323 5th St, Ames, IA 50010

(515) 232-5240
0 mi

Knapp Tedesco Insurance

627 Main St, Ames, IA 50010

(515) 232-7060
0 mi

John Schrempf

123 6th St, Ames, IA 50010

(515) 232-3212
0 mi

Ames Insurance Center

537 Main St Ste 101, Ames, IA 50010

(515) 663-8750
0 mi

Randy Highness

516 Lincoln Way # B, Ames, IA 50010

(515) 232-0771
0 mi

Severson Insurance Agency, Inc

205 Clark Ave, Ames, IA 50010

(515) 232-7203
0 mi

Jon Fuhs

406 Main St Ste 102, Ames, IA 50010

(515) 232-3847
0 mi

Alliance General Insurance

319 Lincoln Way, Ames, IA 50010

(515) 232-9271
0 mi

Mike Dolan

311 Lincoln Way Ste 2, Ames, IA 50010

(515) 232-3555
0 mi

Ann's Insurance

118 Main St, Ames, IA 50010

(515) 232-5501
0 mi

Scott Richardson

101 Main St, Ames, IA 50010

(515) 232-0030
0 mi

Pat Brown

1112 Buckeye Ave, Ames, IA 50010

(515) 233-1295
0 mi

Gateway Insurance Services

1416 Buckeye Ave, Ames, IA 50010

(515) 232-6001
5.55 mi

Angela Laughlin

3505 Lincoln Way Ste 103, Ames, IA 50014

(515) 232-2182

View all agents ↓

Learn More About Car Insurance in Ames, IA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.