Auto Insurance News
Latest updates, rate changes, and industry insights for drivers across the U.S.
Ford Recalls 420,000 Expedition, Navigator SUVs Over Seat Belt Defect
Ford recalls 419,967 Expedition and Lincoln Navigator SUVs over a seat belt defect. Check your VIN, get the free repair, and see the insurance impact.
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Washington Court Rules Paying a UIM Claim Late Doesn't Block a Bad-Faith Lawsuit
A Washington appeals court ruled insurers can't escape a bad-faith IFCA lawsuit by paying a delayed UIM award. What it means for WA drivers.
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Jeep Recalls 1 Million Wranglers and Gladiators Over Fire Risk
Stellantis recalled 1,076,999 Jeep Wranglers and Gladiators over fire risk. Comprehensive coverage, not collision, pays if your Jeep burns first.
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Colorado Supreme Court Upholds Uninsured Motorist Rule in Progressive Case
Colorado's Supreme Court reaffirmed the Brekke rule on June 1, 2026, making it harder for insurers to deny uninsured motorist claims on thin grounds.
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Indiana Towing Law Caps Fees, Speeds Vehicle Release Starting July 1
Indiana's HB 1184 takes effect July 1: towing card fees capped at 3%, vehicles released within 24 hours of a 75% payment. What it means for your claim.
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Virginia Becomes the First State to Require Speed Limiters for Reckless Drivers
Virginia's speed-limiter law takes effect July 1, 2026. See who must enroll in the ISA program and how a reckless-driving conviction raises your premium.
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Tesla Sued Over Fatal Texas Crash as NHTSA Probes Self-Driving Mode
A fatal Tesla self-driving crash in Texas sparked a lawsuit and NHTSA probe. See who pays when a car drives itself and how ADAS affects your premium.
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North Carolina Becomes First State to Ban Third-Party Litigation Funding
North Carolina's HB 315 is the nation's first ban on third-party litigation funding. What it means for car insurance costs and NC drivers in 2026.
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IIHS Crash Tests Saved 48,352 Lives and $538 Billion Since 1995
A new IIHS study credits 30 years of crash tests with saving 48,352 lives and $538 billion. Safer cars also mean fewer injury claims and lower premiums.
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Minimum-Coverage Car Insurance Costs Rose 14% Even as Full Coverage Fell
Minimum-coverage car insurance jumped 14% even as full coverage fell. Why budget and high-risk drivers pay more in 2026, and what to do about it.
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AAA Cuts Florida Auto and Home Insurance Rates Up to 5%, Saving $28 Million
AAA is cutting Florida auto and home insurance rates up to 5%, returning $28M a year to 219,000 policyholders. See how it stacks up against State Farm.
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Illegal Immigration Didn't Raise Car Insurance Rates, Experts Say
Trump blamed illegal immigration for record car insurance rates. Economists say it explains 0.07% of the spike. COVID repair costs drove the rest.
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