Insurance Tips
Expert advice and practical strategies to help you save on auto insurance.
Heather Wilson
50 Most Expensive U.S. Cities for Car Insurance in 2026 (And the 50 Cheapest)
See the 50 most expensive and 50 cheapest U.S. cities for car insurance in 2026. Sortable rankings, free CSV, methodology from 497 cities.
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Heather Wilson
State of Auto Insurance 2026: All 50 States Ranked by Affordability
See average car insurance rates in all 50 states for 2026, ranked by the Mojo Affordability Score. Free CSV, methodology, and embed code.
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Heather Wilson
EV Charging Equipment Coverage: Does Car Insurance Cover Your Home Charger?
Home EV chargers cost $1,200-$3,000 installed. See whether your auto or home insurance covers charger damage and theft, and which policy pays.
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Heather Wilson
How AI Is Changing Car Insurance Underwriting and What It Means for Your Rate
AI now sets your car insurance rate using 100+ data points. See what insurers collect, which states ban bias, and how to protect yourself.
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Heather Wilson
How Climate Change Is Raising Car Insurance Rates Across the US
Climate-driven storms caused $51 billion in 2025 insured losses, pushing up car insurance. See which states pay most and how to cut your rate.
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Heather Wilson
Autonomous Vehicle Insurance: Who's Liable When Self-Driving Cars Crash?
When a self-driving car crashes, liability is shifting from drivers to manufacturers. Here's what it means for your insurance policy today.
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Heather Wilson
Good Driver Discount: How Much It Saves and Who Qualifies
A clean driving record saves an average of $289/year. Here's what qualifies as a 'good driver,' how long after violations, and which carriers offer the most.
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Heather Wilson
Car Insurance After Multiple Accidents: Who Will Cover You and at What Cost
Two at-fault accidents raise premiums 136% on average. See which carriers still cover multi-accident drivers and how to cut your rate.
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Heather Wilson
Does Car Insurance Go Down at 25? What Actually Happens to Your Rate
Car insurance drops by an average of 11% at age 25, per ValuePenguin 2026 data. See the full age 18-25 rate curve and carrier-by-carrier savings.
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Heather Wilson
Car Insurance Grace Period: How Long You Have and What Happens If You Let It Lapse
Most insurers offer a 10-30 day grace period for late payments. Here's what happens during a lapse, state penalties, and how to reinstate coverage fast.
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Heather Wilson
Does Car Insurance Cover Rental Cars? What Your Policy Actually Pays For
Personal auto covers rental cars in the US with 4 specific gaps. See what's covered, what isn't, and when the rental counter add-on pays off.
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Heather Wilson
How to Dispute a Car Insurance Claim Denial: Your Rights and the Exact Process
Insurers deny about 8% of auto claims. Here's how to formally dispute a denial, including the state regulator route most people don't know about.
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