Insurance Tips

Challenges and Opportunities: Scaling UBI in Emerging Markets

Explore challenges & opportunities in scaling Universal Basic Income (UBI) in APAC & Latin America. Learn about infrastructure, regulation & lessons for insurers.

Case Studies: Successful Usage-Based Insurance (UBI) Implementations by Leading Insurers

Discover how Progressive & State Farm built successful Usage-Based Insurance (UBI) programs. Explore detailed case studies, UBI technology, challenges, and future trends.

How Connected and Electric Vehicles are Driving UBI Adoption Forward

Explore how connected vehicle tech & EVs are accelerating Usage-Based Insurance (UBI). Understand telematics data's role in personalized premiums & market trends.

Regulatory Landscape: State-by-State Overview of UBI Legislation

Explore the 2025 state-by-state regulatory landscape for Universal Basic Income (UBI) pilots/bans and Usage-Based Insurance (telematics). Essential insights for finance & insurance pros.

Data Privacy and Consumer Trust in Telematics-Powered UBI: An Explainer

Learn how telematics usage-based insurance (UBI) collects driving data, the privacy risks involved, and why consumer trust is crucial. Covers regulations & best practices.

Driving Behavior Analytics: How Insurers Translate Telematics Data into Premiums

Discover how insurers use telematics data like speeding and braking to analyze driving behavior, calculate risk scores, and determine personalized auto insurance premiums.

Florida's Average Cost of Auto Insurance: What You Need to Know

Explore the average cost of auto insurance in Florida, key factors influencing rates, and tips on how to save on your car insurance coverage.

Car Insurance for Renters: What You Need to Know

Learn about car insurance for renters, including the types of coverage you need, when to purchase additional insurance, and tips for saving on rental car coverage.

Data Privacy and Consumer Trust in Telematics-Powered Usage-Based Insurance

Explore the data privacy challenges of telematics & UBI insurance. Learn about collected data, legal risks, regulations (FTC, GDPR), and how insurers can build consumer trust.

Personalized Pricing Models in Auto Insurance: PAYD, PHYD & MHYD Explained

Discover personalized auto insurance with PAYD, PHYD & MHYD. Learn how usage-based insurance (UBI) uses telematics to price based on mileage & driving behavior. Compare models & find savings.

The Evolution of Telematics Devices: From OBD-II Dongles to Smartphone Apps

Compare OBD-II dongles & smartphone telematics. Explore the evolution, data accuracy, user adoption, security, compliance & future of vehicle data for UBI & fleets.

Data Privacy and Pay-As-You-Go Insurance: What You Need to Know – Is Tracking Worth the Privacy Trade-Off?

Explore Pay-As-You-Go insurance: Understand how driving data is collected, the privacy risks involved, relevant regulations, and weigh potential savings against tracking concerns.

Pay As You Go Car Insurance FAQs: Your Top Questions Answered

Get answers to your top FAQs about Pay As You Go car insurance. Learn how PAYG & pay-per-mile works, who saves most, coverage options, privacy & more.

Pay As You Go vs Traditional Car Insurance: A Head-to-Head Cost Comparison

Compare Pay-As-You-Go (usage-based) vs traditional car insurance. Analyze costs, pros & cons, and see which saves money for low-mileage or frequent drivers.

Your Step-by-Step Guide to Switching to Pay-As-You-Go Car Insurance

Save money on auto insurance with pay-as-you-go! This step-by-step guide helps you understand, compare providers, and switch to usage-based coverage smoothly.

Pay-As-You-Go Car Insurance: A Step-by-Step Guide to Save Money

Save money on car insurance with Pay-As-You-Go (PAYG). This step-by-step guide explains usage-based options, benefits for low-mileage drivers, and how to enroll.

Record Levels of Drivers Shopping Around and Switching Insurers in 2025: An In-Depth Explainer

Record numbers of drivers are shopping & switching auto insurance in 2025. Explore the data, rising costs, tech impacts & regulatory changes driving the shift.

Nationwide Auto Insurance Rate Hikes: Causes, Effects, and Consumer Strategies

Understand the factors driving up nationwide car insurance rates, from inflation to tech. Discover strategies to manage & reduce your premiums today.

Should Insurance Companies Make You Buy Home and Auto Together? Texas Says No!

Frustrated by forced home & auto insurance bundles in Texas? Learn about proposed laws (SB 213, HB 2515) & TDI rules aiming to restore consumer choice.

Understanding USAA Car Insurance Benefits and Coverage

The Truth About EV Insurance: High Repair Costs and How to Save

Find out why EV insurance is more expensive than traditional vehicles. Learn about repair costs, insurer factors, and tips to lower your EV premiums.

Will Self-Driving Cars Eliminate the Need for Insurance?

Explore how self-driving cars are transforming the insurance industry. Learn about liability shifts, reduced accident rates, new insurance models, and the future of risk assessment in autonomous vehicles.

Best Insurance Providers for Self-Driving Cars: Who Offers Coverage?

Discover the best insurance providers for self-driving cars in 2024. Explore coverage options, rates for top autonomous models like Tesla, and insights into liability, cybersecurity, and data privacy. Stay informed with expert-researched details.

How Does Self-Driving Car Insurance Work?

What Are Car Tags? Is It the Same as a License Plate?

Discover why car tags are essential for vehicle registration, how they differ from license plates, and the role each plays in legal compliance. Learn about renewal requirements, expiration dates, and state-specific rules for car tags and license plates across the USA.

The Ultimate Checklist for Moving Out of State: Step-by-Step Guide for a Smooth Transition

Planning to move out of state? Follow our comprehensive checklist for a hassle-free relocation. From budgeting and hiring movers to transferring utilities and updating your driver’s license, this guide covers everything you need to know to ensure a smooth move. Get state-specific tips and avoid common pitfalls.

How to Transfer a Car Title?

Learn how to transfer a car title when buying, selling, gifting, or inheriting a vehicle. This comprehensive guide outlines the general steps and state-specific regulations you need to follow to avoid legal issues and ensure smooth vehicle registration and insurance.

How to Register a Car in the US, Statewise Details included

Discover the complete guide to car registration in the US with state-specific details. Learn about essential documents, DMV requirements, and tips to streamline the vehicle registration process whether you’re a new resident or purchasing a new car.

How to Sell a Car When Moving to a Different State

Discover key factors to consider before selling your car when moving to a new state. Learn about registration costs, trade-in vs. private sale, and how to avoid scams while maximizing your car's value.

Can I register a car in a different state than I live in?

This may be a question you’re asking yourself if you’re planning on moving to another state or perhaps if you own a vacation property in a state other than the one in which you usually reside. The very simple answer to that question is yes, your car can be registered in a different state, BUT the rules and regulations regarding this process vary from state to state, which means that you will need to check out what is required by your individual state.

The Ultimate Guide to Understanding Auto Insurance Policies

Understanding your auto insurance policy is essential for protecting yourself, your assets, and your financial future. By knowing the types of coverage available, how premiums are calculated, and the importance of regularly reviewing your policy, you can make informed decisions and ensure you’re adequately protected. Remember, auto insurance isn’t just a legal requirement—it’s a critical component of your overall financial plan.

Senior Citizen Discounts for Car Insurance

There are many different ways you can save money when buying a car. If you follow the suggestions that have been presented in this article, you should be able to get a good deal.

Best Car Insurance Companies for 2020

Check out our top car insurance companies for 2020. Is your provider on the list?

Gap Insurance Guide

Discover what gap insurance is and why you might need it.

Car Insurance For Teens (Guide to cheaper rates and discounts)

Find out why car insurance costs more for teens as well as some of the tactics you can use to reduce your premiums when you add them to your policy.

Pay Per Mile Car Insurance - Your Complete Guide

Pay per mile car insurance is a particular type of cover in which premiums adjust according to the number of miles traveled. A type of cover called pay per mile insurance offers a solution. While most insurance products lock you into generic monthly contracts, some alternatives calculate your premiums based on how many miles you travel. If you only drive a few miles every month, you could save a fortune versus conventional insurance and stay road-legal to boot!

Top 20 Cheapest Cars to Insure For Cheaper Insurance

Discover the cheapest cars to insure in 2020, including the cheapest makes, types of vehicle and cars for teens.

GEICO Auto Insurance Review & Discounts 2020

Geico provides auto insurance cheaper than other companies except for USAA. Geico has become the second-largest nationwide insurance company in 2016.

Do Points on License Impact Car Insurance?

Traffic tickets come in varied severity. Minor the moving violation, lesser the impact on your insurance premiums. Moving violations affect auto insurance premiums rather than when your vehicle is parked or not moving. To what extent premiums go up is not exactly predictable and it depends on the insurance company and its policies. Your driving record is an  important contributing factor in determining your auto insurance premiums.

Personal Injury Protection (PIP) Insurance

Personal injury protection or PIP insurance provides coverage for medical expenses and lost wages among other liabilities depending on the scope of the policy.

Ultimate Guide To Best Car Insurance Discounts in 2020

Check out our guide on how to get the best car insurance discounts. Learn about different car insurance discounts offered by insurers that you are eligible.

What's the difference between DUI and DWI?

Learn the difference between DUI and DWI, and find out how these convictions affect the price of auto insurance.