Cheap Car Insurance in Carrollton
Lowest Premium
$397 / YEAR
Average Premium
$589 / YEAR
Highest Premium
$767 / YEAR
The average annual premium in Carrollton is around $589 and can go upto $767. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
GEICO | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
Get Cheap Car Insurance Quotes in Your Area
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Car Insurance Rates in Carrollton by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Carrollton. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
75006 | $599 |
75007 | $583 |
75010 | $576 |
75234 | $586 |
Insurance Agents in Carrollton, TX and Near by
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0 miA-American Insurance Agency2340 E Trinity Mills Rd Ste 300, Carrollton, TX 75006(972) 232-2301
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0 miLloyd Segler2340 E Trinty Mills Rd Ste 110, Carrollton, TX 75006(972) 416-1149
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0 miTWFG Insurance Services - Cindy Balsley2340 E Trinity Mills Rd Ste 300, Carrollton, TX 75006(972) 478-4304
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0 miGoosehead Insurance - Doug Crawford2340 E Trinity Mills Rd Ste 300, Carrollton, TX 75006(972) 478-4310
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0 miHugo Valdes2501 N Josey Ln Ste 106, Carrollton, TX 75006(972) 242-2755
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0 miRyan Klibert2501 N Josey Ln Ste 100, Carrollton, TX 75006(972) 446-6601
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0 miBob Walker2810 E Trinity Mills Rd Ste 20, Carrollton, TX 75006(214) 785-3243
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0 miTerri L Holmes2810 E Trinity Mills Rd Ste 105, Carrollton, TX 75006(972) 416-3272
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0 miTexas Insurance Exchange Group2020 Embassy Way, Carrollton, TX 75006(972) 679-4658
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0 miLegacy Insurance Partners1205 W Trinity Mills Rd Ste 210, Carrollton, TX 75006(972) 999-9090
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0 miAltrustica Agency1235 S Josey Ln Ste 512, Carrollton, TX 75006(972) 245-6663
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0 miPaula L Ratliff Agency1301 S Elm St, Carrollton, TX 75006(214) 890-0904
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0 miBaja Auto Insurance1910 E Belt Line Rd, Carrollton, TX 75006(972) 848-2046
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0 miRex White Insurance Agency1101 S Broadway St Ste 250, Carrollton, TX 75006(972) 242-7383
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0 miAnn Demoya1311 E Belt Line Rd Ste 5, Carrollton, TX 75006(972) 245-7630
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0 miSean Howey1000 E Belt Line Rd # 108, Carrollton, TX 75006(972) 999-1266
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0 miMegan Toole-Hall1000 E Belt Line Rd Ste 230, Carrollton, TX 75006(469) 568-2618
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0 miCarol Martinez1925 E Belt Line Rd Ste 200, Carrollton, TX 75006(972) 478-2200
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0 miFreeway Insurance2100 E Belt Line Rd, Carrollton, TX 75006(972) 426-5075
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0 miARCI Insurance1925 E Belt Line Rd Ste 102, Carrollton, TX 75006(972) 417-2450
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0 miC Traylor Insurance Agency1925 E Belt Line Rd Ste 514, Carrollton, TX 75006(972) 418-6000
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0 miA-Max Auto Insurance2011 E Belt Line Rd, Carrollton, TX 75006(972) 478-2629
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0 miSanchez Insurance & More1927 E Belt Line Rd Ste 148, Carrollton, TX 75006(972) 820-6901
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0 miSteve Vuong1212 N Josey Ln Ste 118, Carrollton, TX 75006(972) 416-5355
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0 miKrystal Smith2717 E Belt Line Rd Ste 109, Carrollton, TX 75006(972) 416-6666
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0 miTWFG Insurance Services - Curtis Caster2129 N Josey Ln, Carrollton, TX 75006(972) 428-5000
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0 miWill Tweed - State Farm Insurance2150 N Josey Ln Ste 236, Carrollton, TX 75006(972) 242-0393
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0 miJudy Flores2145 N Josey Ln Ste 210, Carrollton, TX 75006(972) 446-5600
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0 miJose Serrano2150 N Josey Ln Ste 224, Carrollton, TX 75006(469) 294-1411
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0 miKyle Fincham2840 Keller Springs Rd Ste 701, Carrollton, TX 75006(972) 418-1144
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0 miLevy Insurance2840 Keller Springs Rd Ste 101, Carrollton, TX 75006(972) 418-4999
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0 miTexas Giant Insurance2548 Dickerson Pkwy Ste 202, Carrollton, TX 75006(972) 394-9838
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0 miBrian Mahon2418 Marsh Ln, Carrollton, TX 75006(214) 520-7275
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0 miMike Gonzales2418 Marsh Ln Ste 112, Carrollton, TX 75006(214) 390-4220
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0 miAmin Chagani Agency2418 Marsh Ln Ste 112, Carrollton, TX 75006(972) 418-7788
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1.81 miMehak Insurance ServicesPo Box 111577, Carrollton, TX 75011(213) 674-6888
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2.67 miTerrence Purnell2727 L B J Fwy # 950, Dallas, TX 75234(972) 929-5900
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2.67 miMayberry Insurance Agency3030 Lyndon B Johnson Fwy Ste 1388, Dallas, TX 75234(972) 243-3313
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2.67 miJuan Ardila13205 Branch View Ln, Dallas, TX 75234(972) 484-3340
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2.67 miMartha Reynolds2700 Valley View Ln, Dallas, TX 75234(972) 241-3231
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2.67 miJohn Janese2815 Valley View Ln Ste 222, Dallas, TX 75234(972) 535-4990
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2.67 miGoosehead Insurance - Joey Bertrand2824 Valley View Ln Ste 100, Dallas, TX 75234(972) 833-1000
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2.67 miMora and Associates IIS13350 Josey Ln Ste B, Dallas, TX 75234(972) 243-3800
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2.67 miFiesta Auto Insurance2914 Valley View Ln Ste 100, Dallas, TX 75234(972) 584-1662
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2.67 miBaja Auto Insurance2930 Valley View Ln, Dallas, TX 75234(817) 854-7016
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2.67 miBertha Martinez12200 Ford Rd Ste 193, Dallas, TX 75234(972) 243-2350
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2.67 miRaman Ahluwalia2695 Villa Creek Dr Ste B146, Dallas, TX 75234(972) 243-7444
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2.67 miTexas Insurance Pro2695 Villa Creek Dr Ste 175, Dallas, TX 75234(214) 717-4326
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2.67 miSean Howey2695 Villa Creek Dr Ste 200, Dallas, TX 75234(972) 241-5333
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2.67 miJason Noyes2727 Lyndon B Johnson Fwy Ste 100, Dallas, TX 75234(972) 769-9136
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2.67 miComparable Insurance Agency14500 Josey Ln Ste 101, Dallas, TX 75234(972) 247-2811
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2.67 miHanmi Insurance Services2828 Forest Ln Ste 1125, Dallas, TX 75234(972) 620-0580
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2.67 miKevin Lee & Company2828 Forest Ln Ste 2300, Dallas, TX 75234(972) 243-0108
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2.67 miLowry's Insurance House2828 Forest Ln Ste 1143, Dallas, TX 75234(972) 484-1511
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2.67 miBridgette Hundon3010 Lbj Fwy Ste 100, Dallas, TX 75234(214) 782-9500
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2.67 miIndependent Insurance Group3030 Lyndon B Johnson Fwy Ste 1300, Dallas, TX 75234(972) 231-8277
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2.67 miA1 Apple Insurance Agency3068 Forest Ln Ste 309, Dallas, TX 75234(817) 400-7800
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2.67 miPayless Insurance Agency3068 Forest Ln Ste 309, Dallas, TX 75234(972) 243-8030
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2.67 miBeam Insurance Agency14455 Webb Chapel Rd, Dallas, TX 75234(972) 484-4455
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2.67 miAnthony McKeel14465 Webb Chapel Rd Ste 215, Dallas, TX 75234(972) 865-8712
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2.67 miJuliana Velez14465 Webb Chapel Rd Ste 219, Dallas, TX 75234(972) 661-2222
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2.67 miRedden Companies14465 Webb Chapel Rd Ste 204, Dallas, TX 75234(972) 241-2665
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2.67 miStay Kalm14465 Webb Chapel Rd Ste 215, Dallas, TX 75234(214) 377-0812
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2.67 miAnn McBride14465 Webb Chapel Rd Ste 205, Dallas, TX 75234(972) 241-7766
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2.67 miGreenhill Insurance11494 Luna Rd Ste 275, Dallas, TX 75234(800) 568-8700
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2.67 miDina King3452 Forest Ln Ste 300, Dallas, TX 75234(214) 357-3292
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2.67 miMike Bussell3530 Forest Ln Ste 30, Dallas, TX 75234(214) 357-0878
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2.67 miSonia Martinez3530 Forest Ln Ste 162, Dallas, TX 75234(214) 484-9230
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2.67 miWes Barnes3504 Belt Line Rd Ste 105, Dallas, TX 75234(972) 239-0300
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2.95 miJustin Bigby1921 E Hebron Pkwy Ste 110, Carrollton, TX 75007(972) 395-1581
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2.95 miEnrique Garcia Insurance Agency3740 N Josey Ln Ste 214, Carrollton, TX 75007(972) 492-0200
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2.95 miJerry Dealey3740 N Josey Ln Ste 220, Carrollton, TX 75007(972) 820-6600
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2.95 miMorris Esfahani3730 N Josey Ln Ste 118, Carrollton, TX 75007(972) 492-2711
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2.95 miBill Meenan Agency1840 E Rosemeade Pkwy, Carrollton, TX 75007(972) 394-7970
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2.95 miMike Leonard Insurance Agency1930 E Rosemeade Pkwy Ste 215, Carrollton, TX 75007(972) 394-2000
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2.95 miScott C Spence Insurance Agency1930 E Rosemeade Pkwy Ste 204, Carrollton, TX 75007(972) 492-7823
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2.95 miEric McGee1930 E Rosemeade Pkwy Ste 209, Carrollton, TX 75007(214) 450-3433
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2.95 miJeff Van Matre Insurance Agency1930 E Rosemeade Pkwy Ste 211, Carrollton, TX 75007(972) 492-8500
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2.95 miRobert Wilson3630 N Josey Ln Ste 240, Carrollton, TX 75007(972) 424-6175
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2.95 miHotchkiss Insurance Agency4120 International Pkwy Ste 2000, Carrollton, TX 75007(972) 512-7700
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2.95 miMy Pham3030 N Josey Ln Ste 112, Carrollton, TX 75007(214) 483-9494
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2.95 miChance Caldwell3108 Old Denton Rd Ste 116, Carrollton, TX 75007(469) 208-9915
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2.95 miStreamless Insurance3108 Old Denton Rd Ste 109, Carrollton, TX 75007(972) 820-7000
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2.95 miBrandon Walters3044 Old Denton Rd Ste 310, Carrollton, TX 75007(972) 245-2277
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2.95 miKyle Aubry3044 Old Denton Rd Ste 315, Carrollton, TX 75007(972) 245-5953
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2.95 miSpencer Insurance Agency2626 N Josey Ln Ste 104, Carrollton, TX 75007(972) 242-1756
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2.95 miSamuel Chun2625 N Josey Ln Ste 102, Carrollton, TX 75007(972) 245-2801
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2.95 miChristopher Kim1028 Mac Arthur Dr Ste 104, Carrollton, TX 75007(972) 200-0115
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2.95 miJoon Taek Park Agency2625 Old Denton Rd Ste 458, Carrollton, TX 75007(214) 206-1414
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2.95 miUni Yost2625 Old Denton Rd Ste 444, Carrollton, TX 75007(972) 246-6663
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2.95 miMoon Lee-Barnes2625 Old Denton Rd Ste 336, Carrollton, TX 75007(972) 416-6803
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5.67 miKarim Merchant4100 Fairway Dr Ste 420, Carrollton, TX 75010(469) 892-0290
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5.67 miMike Bergman1609 W Hebron Pkwy Ste 108, Carrollton, TX 75010(972) 939-9999
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5.67 miTWFG Insurance Services4020 Huffines Blvd Ste 118, Carrollton, TX 75010(972) 512-3760
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5.67 miDavid Daniel1025 W Hebron Pkwy Ste 132, Carrollton, TX 75010(972) 492-2559
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5.67 miJorge Serrano2425 Parker Rd Bldg 2, Carrollton, TX 75010(469) 546-7000
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5.67 miKhris Kennedy4300 N Josey Ln Ste 102, Carrollton, TX 75010(972) 492-8787
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5.67 miCuddigan Group Insurance2223 Arbor Creek Dr, Carrollton, TX 75010(214) 550-6681
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5.67 miDavid Loerwald2400 E Hebron Pkwy, Carrollton, TX 75010(972) 306-8100
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5.67 miJohn Bower2400 E Hebron Pkwy, Carrollton, TX 75010(972) 394-3700
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5.67 miSteven Jay Howell Agency4020 Huffines Blvd Ste 100, Carrollton, TX 75010(972) 428-2450
Learn More About Car Insurance in Carrollton, Texas
Car Insurance Laws in Texas
The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.
Texas is a "Fault" car accident state, which means you will have to pay for the damages for an accident that you cause. So be sure to add enough liability and personal injury protection coverage in your insurnace policy. Learn more about how to determine who is at fault in a car accident.
Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.
Penalty for Driving without Car Insurance in Texas
You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.
The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.
Car Insurance Support in Texas
Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.
How to choose car insurance wisely?
When it comes to choosing car insurance, the first and important thing is to decide how much coverage is enough for you and your car. How expensive the policy will mostly depend on this. You have to take more liability coverage if you have more at stake if someone decides to sue you in the event of a car accident in which you are involved. If you don't have enough insurance to cover the damage cost, you will end up paying it from your hand. This is why it is important to have the right amount of car insurance coverage.
Learn more about what car insurance covers.
There are also extra coverages that you can get for a small price in your policy such as rental car reimbursment, towing and labor that will cover for the payments for the extra payments for renting a car during your car repair after accident and towing and labor charges.
Another wise thing to do before taking car insurance is to get insurance quotes from different companies to find out the cheapest offer for your car insurance requirement. This is what we help you with. We compare the best offers in the market and provide you with the cheapest and best deal.
Learn more: car insurance quotes FAQ
Applying right amount of deductible lowers the car insurance premium. Deductibles is the sum of money that you will have to pay before your insurance company comes into the picture. Deductibles apply to every claim, which means that you will have to pay the deductible amount every time you file a claim.
when it comes to deciding the deductible amount, you need to think about how much you could afford in case of an accident. You may need to create an emergency fund or see that you have set apart a little from your savings.
Learn more about how to choose right amount of deductibles to get cheap car insurance.
How will traffic ticket affect auto insurance premium?
Your driving record is an important contributing factor in determining your auto insurance premiums. Traffic tickets come in varied severity. Minor the moving violation, lesser the impact on your insurance premiums.
Learn more about how traffic ticket affect your car insurance premium.
How to: Car insurance claims
Are you confused on how the car insurance claims works? Still thinking why your claim got denied? Check the article below to learn more about claims and denial. You might also check out who is at fault in an accident.
Car insurance claims and denial
Driving in other states with Texas car insurance
You can drive your car which is covered by car insurance from Texas state in other states with all the coverage benefits. Even if you have only Texas state minimum insurance coverage, rest assured that insurance companies will have your car covered in other states in a car accident even if the minimum requirement for the other state is higher.
References
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.