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Cheap Car Insurance in Charleston, South Carolina (With 2024 Rates)

Lowest Premium

$393 / YEAR

Average Premium

$623 / YEAR

Highest Premium

$769 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Charleston is around $623 and can go upto $769. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Charleston by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Charleston. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
29401$590
29402$649
29403$606
29406$635
29407$619
29409$602
29412$593

Insurance Agents in Charleston, SC and Near by

  • 0 mi
    Cay Insurance Services
    40 Calhoun St Ste 475, Charleston, SC 29401
    (843) 577-5015
  • 0 mi
    Hood Hargett
    1 N Adgers Wharf, Charleston, SC 29401
    (704) 608-8178
  • 0 mi
    William M Means Company
    64 Broad St, Charleston, SC 29401
    (843) 577-0585
  • 0 mi
    Maritime Insurance
    3 Lockwood Dr Ste 302a, Charleston, SC 29401
    (843) 606-5270
  • 0 mi
    Elizabeth B Johnson
    288 Meeting St Fl 4, Charleston, SC 29401
    (843) 364-6565
  • 1.86 mi
    Highsmith Insurance
    100 Brigade St, Charleston, SC 29403
    (843) 725-1930
  • 1.86 mi
    Andrea Rhodan Insurance Agency
    1072 King St Ste D, Charleston, SC 29403
    (843) 937-9018
  • 1.86 mi
    Comprehensive Insurance Agency
    658 Rutledge Ave, Charleston, SC 29403
    (843) 577-0052
  • 1.86 mi
    Crescent Insurance Agency
    635 E Bay St Apt D, Charleston, SC 29403
    (843) 410-5616
  • 1.86 mi
    King Street Agency
    557 King St Fl 2, Charleston, SC 29403
    (843) 408-4232
  • 1.86 mi
    The Steadman Agency
    8 Vanderhorst St Apt A, Charleston, SC 29403
    (843) 723-4001
  • 12.23 mi
    HUB International Insurance
    2430 Mall Dr Ste 280, Charleston, SC 29406
    (843) 529-5470
  • 12.23 mi
    Freedom Tax & Insurance
    1455 Remount Rd Ste G, Charleston, SC 29406
    (843) 974-4183
  • 12.23 mi
    Direct General Auto Insurance
    5500 Rivers Ave, Charleston, SC 29406
    (843) 744-6273
  • 12.23 mi
    Pinckney Carter Company
    1956 Remount Rd, Charleston, SC 29406
    (843) 747-9073
  • 12.23 mi
    South Carolina Financial Solutions
    6265 Rivers Ave, Charleston, SC 29406
    (843) 569-5099
  • 12.23 mi
    Allison Ditullio
    6541 Rivers Ave Ste A, Charleston, SC 29406
    (843) 203-4760
  • 12.23 mi
    Roe & Associates
    7089 Rivers Ave, Charleston, SC 29406
    (843) 740-1723
  • 12.23 mi
    CWP Insurance Agency
    2128 Ashley Phosphate Rd, Charleston, SC 29406
    (843) 530-1517
  • 12.23 mi
    Harry Morse Insurance Agency
    2128 Ashley Phosphate Rd Ste 200, Charleston, SC 29406
    (843) 824-8415
  • 12.23 mi
    Steve D. Peper
    2128 Ashley Phos Rd Ste 100, Charleston, SC 29406
    (843) 572-5511
  • 12.23 mi
    PJ Johnson
    2138 Ashley Phosphate Rd Ste 101, Charleston, SC 29406
    (843) 553-7272
  • 12.23 mi
    McKenna Agency
    2154 N Center St Ste 205b, Charleston, SC 29406
    (843) 797-8041
  • 12.23 mi
    Adam Cantrell
    8096 Rivers Avenue, Charleston, SC 29406
    (843) 203-4448
  • 12.23 mi
    Joey Schooler
    8410 Rivers Ave Ste J, Charleston, SC 29406
    (843) 569-0537
  • 12.23 mi
    Palmetto Insurance Agency of SC
    8992 University Blvd Ste 300d, Charleston, SC 29406
    (843) 553-5665
  • 12.23 mi
    Hardy Ferguson Jr
    9229 University Blvd Ste A, Charleston, SC 29406
    (843) 797-7285
  • 3.97 mi
    A Patch Insurance Agency
    2065 Savannah Hwy, Charleston, SC 29407
    (843) 556-4221
  • 3.97 mi
    Patrick Brown
    1124 Sam Rittenberg Blvd Ste 7, Charleston, SC 29407
    (843) 793-1403
  • 3.97 mi
    Zack Kelly
    781 Saint Andrews Blvd, Charleston, SC 29407
    (843) 806-8546
  • 3.97 mi
    Kevin Shealy
    781 Saint Andrews Blvd, Charleston, SC 29407
    (843) 573-4777
  • 3.97 mi
    C T Lowndes & Company
    749 Saint Andrews Blvd, Charleston, SC 29407
    (843) 763-0120
  • 3.97 mi
    R A Wright Agency
    661 Saint Andrews Blvd, Charleston, SC 29407
    (843) 766-5300
  • 3.97 mi
    McKenna Agency
    1032 Savannah Hwy, Charleston, SC 29407
    (843) 795-0189
  • 3.97 mi
    Wells Fargo Insurance Services USA
    176 Croghan Spur Ste 300, Charleston, SC 29407
    (843) 573-2600
  • 3.97 mi
    Sadler & Hamm Insurance Group
    22 Windermere Blvd Ste A, Charleston, SC 29407
    (843) 766-0261
  • 3.97 mi
    Edge of America Insurance
    864 Savannah Hwy, Charleston, SC 29407
    (843) 408-0678
  • 3.97 mi
    Paula Hampton
    1104 Savannah Hwy, Charleston, SC 29407
    (843) 556-3600
  • 3.97 mi
    Basil Lempesis
    1365 Ashley River Rd, Charleston, SC 29407
    (843) 766-0016
  • 3.97 mi
    Tower Services
    44 Markfield Dr Ste F, Charleston, SC 29407
    (888) 440-4381
  • 3.97 mi
    South Carolina Farm Bureau Insurance
    60 Markfield Dr Ste 6a, Charleston, SC 29407
    (843) 766-3794
  • 3.97 mi
    Dan Martin
    1405 Ashley River Rd, Charleston, SC 29407
    (843) 763-2007
  • 3.97 mi
    Jessica Wagar
    1405 Ashley River Rd, Charleston, SC 29407
    (843) 412-6699
  • 3.97 mi
    A & A Insurance
    1525 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 571-5060
  • 3.97 mi
    ChristianCo
    1527 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 766-1318
  • 3.97 mi
    RJ Gadsden Insurance Agency
    1529 Sam Rittenberg Blvd Ste 203, Charleston, SC 29407
    (843) 763-6767
  • 3.97 mi
    Cliff Heath Insurance
    1531 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 766-6316
  • 3.97 mi
    Crown Insurance Agency
    1535 Sam Rittenberg Blvd Ste E, Charleston, SC 29407
    (843) 718-1755
  • 3.97 mi
    Wally Burbage
    1655 Savannah Hwy Unit B, Charleston, SC 29407
    (843) 766-1221
  • 3.97 mi
    Direct General Auto Insurance
    1663 Savannah Highway, Charleston, SC 29407
    (843) 480-4775
  • 3.97 mi
    Rowell Insurance Agency
    1599 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 556-6455
  • 3.97 mi
    Urquit Morris
    1700 Ashley River Rd, Charleston, SC 29407
    (843) 556-4111
  • 3.97 mi
    Troy Herndon
    1711 Savannah Hwy, Charleston, SC 29407
    (843) 766-5579
  • 3.97 mi
    Gail Williamson
    1715 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 769-5000
  • 3.97 mi
    Lesemann Insurance Agency
    1064 Gardner Rd Ste 115, Charleston, SC 29407
    (843) 571-6721
  • 3.97 mi
    Triest Agency
    1052 Gardner Rd, Charleston, SC 29407
    (843) 556-6232
  • 3.97 mi
    Driver's Choice Insurance Services
    1836 Ashley River Rd, Charleston, SC 29407
    (843) 256-3751
  • 3.97 mi
    Helen Singletary
    632 Dupont Rd, Charleston, SC 29407
    (843) 766-2822
  • 3.97 mi
    Lee Demarest
    1890 Sam Rittenbrg Blvd, Charleston, SC 29407
    (843) 763-4573
  • 3.97 mi
    Gabriel-Jones Insurance Agency
    1953 Sam Rittenberg Blvd Ste B, Charleston, SC 29407
    (843) 225-4412
  • 3.97 mi
    Pam Nunley Insurance Company
    1953 Sam Rittenberg Blvd Unit B, Charleston, SC 29407
    (843) 766-1733
  • 3.97 mi
    P C & L Agency
    1901 Ashley River Rd Ste 7a, Charleston, SC 29407
    (843) 763-1709
  • 3.97 mi
    Heather Eberlin
    1954 Ashley River Rd Ste J, Charleston, SC 29407
    (843) 936-3460
  • 3.97 mi
    AAA Insurance
    2031 Sam Rittenberg Blvd, Charleston, SC 29407
    (843) 766-2394
  • 3.97 mi
    John Acker
    630 Skylark Dr Ste O, Charleston, SC 29407
    (843) 203-6855
  • 3.97 mi
    Harrell Insurance Agency
    2000 Sam Rittenberg Blvd Ste 124, Charleston, SC 29407
    (843) 766-5533
  • 4.87 mi
    Jennifer R Hyatt
    1651 Dexter Ln, Charleston, SC 29412
    (843) 480-7883
  • 4.87 mi
    Chastain Insurance Agency
    1230 Folly Rd, Charleston, SC 29412
    (843) 647-7909
  • 4.87 mi
    Aydlette Services of The Lowcountry
    1144 Folly Rd, Charleston, SC 29412
    (843) 795-8111
  • 4.87 mi
    Dunes Insurance
    915 Folly Rd Ste H, Charleston, SC 29412
    (843) 737-6236
  • 4.87 mi
    Brinson Insurance Agency
    759 Folly Rd Ste C, Charleston, SC 29412
    (843) 762-2086
  • 4.87 mi
    W. Phil Bradley
    571 Folly Rd, Charleston, SC 29412
    (843) 795-4200
  • 4.87 mi
    Bill Frehse
    515 Folly Rd, Charleston, SC 29412
    (843) 762-2005
  • 4.87 mi
    Strickland Marine Insurance Agency
    125 Wappoo Creek Dr Ste D3, Charleston, SC 29412
    (843) 795-4555
  • 4.87 mi
    Anderson Insurance Associates
    102 Wapoo Creek Dr Ste C9, Charleston, SC 29412
    (843) 763-7525
  • 4.87 mi
    Taylor Agency
    147 Wappoo Creek Dr Ste 502, Charleston, SC 29412
    (843) 762-1805
  • 9.82 mi
    Turbeville Insurance Agency
    670 Marina Dr Ste 301, Charleston, SC 29492
    (843) 569-3920
  • 9.82 mi
    Rick Iriart
    669 Marina Dr Ste A4, Charleston, SC 29492
    (843) 856-8660
  • 9.82 mi
    Palmetto Moon Insurance Agency
    672 Marina Dr Ste 107, Charleston, SC 29492
    (843) 375-1234
  • 9.82 mi
    Palmetto Group Insurance
    260 Seven Farms Dr Ste F, Charleston, SC 29492
    (843) 971-5441
  • 9.84 mi
    Anderson Insurance Associates
    3491 Shelby Ray Ct, Charleston, SC 29414
    (843) 763-7525
  • 9.84 mi
    Chelsea Dow
    2600 Savannah Hwy Ste A, Charleston, SC 29414
    (843) 766-3665
  • 9.84 mi
    Nick Wagner
    2408 Ashley River Rd Unit E, Charleston, SC 29414
    (843) 974-4060
  • 9.84 mi
    Bees Ferry Insurance Agency
    2544 Ashley River Rd Unit A, Charleston, SC 29414
    (843) 203-3937
View all agents ↓

Learn More About Car Insurance in Charleston, SC

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

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