Cheap Car Insurance in Charlottesville, Virginia (With 2024 Rates)

Lowest Premium

$303 / YEAR

Average Premium

$413 / YEAR

Highest Premium

$622 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Charlottesville is around $413 and can go upto $622. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Charlottesville by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Charlottesville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
22901	$409
22902	$417
22903	$400

Insurance Agents in Charlottesville, VA and Near by

0 mi

Ralph King Pace

1859 Seminole Trl, Charlottesville, VA 22901

(434) 973-5700
0 mi

Central Virginia Insurance Agency

1851 Seminole Trl, Charlottesville, VA 22901

(434) 973-1557
0 mi

Canopy Insurance

1807 Seminole Trl Ste 107, Charlottesville, VA 22901

(434) 293-3636
0 mi

Clark Jackson

530 Greenfield Ter, Charlottesville, VA 22901

(434) 978-7457
0 mi

TrustPoint Insurance

900 Gardens Blvd, Charlottesville, VA 22901

(866) 276-9622
0 mi

Short Insurance Associates

900 Gardens Blvd Ste 100, Charlottesville, VA 22901

(434) 977-4815
0 mi

AAA Insurance

616 Albemarle Sq, Charlottesville, VA 22901

(434) 817-5920
0 mi

Liberty Mutual Agency

688 Berkmar Cir Ste 2e, Charlottesville, VA 22901

(434) 973-0225
0 mi

Craddock Insurance Services

687 Berkmar Cir, Charlottesville, VA 22901

(434) 817-7555
0 mi

Byron Brown

675 Berkmar Cir Ste 105, Charlottesville, VA 22901

(434) 977-7070
0 mi

Able Insurance

716 Rio Rd W, Charlottesville, VA 22901

(434) 979-0814
0 mi

Steve Harper

3042 Berkmar Dr Ste C, Charlottesville, VA 22901

(434) 974-9762
0 mi

Virginia Farm Bureau Insurance

890 Rio East Ct Ste A, Charlottesville, VA 22901

(434) 293-5775
0 mi

Gary Albert

1380 Rio Road East, Charlottesville, VA 22901

(434) 296-1222
0 mi

BB&T Insurance Services

1425 Seminole Trl Fl 2, Charlottesville, VA 22901

(434) 979-7064
0 mi

William L Rudd & Associates

1410 Incarnation Dr Ste 206, Charlottesville, VA 22901

(434) 973-6166
0 mi

Commonwealth Insurance Associates

1410 Incarnation Dr, Charlottesville, VA 22901

(540) 967-1222
0 mi

Ned Loyd

3510 Remson Ct, Charlottesville, VA 22901

(434) 977-0566
0 mi

Steve Purdy

90 Whitewood Rd Ste 1, Charlottesville, VA 22901

(434) 979-7588
0 mi

Atlm Insurance

1937 Commonwealth Dr, Charlottesville, VA 22901

(434) 296-9700
0 mi

Thomas A Jackson Insurance Agency

2215 Hydraulic Rd, Charlottesville, VA 22901

(434) 971-3838
0 mi

Nuckols Insurance Agency

2115 Hydraulic Rd, Charlottesville, VA 22901

(434) 979-4222
0 mi

Jim L Bibb

1305 Long St Ste 4, Charlottesville, VA 22901

(434) 971-6741
10.41 mi

Indaco Risk Advisors

510 Locust Ave, Charlottesville, VA 22902

(434) 971-1990
10.41 mi

Piedmont Insurance Services Company

304 E Jefferson St, Charlottesville, VA 22902

(434) 220-5650
10.41 mi

Towe Insurance Service

304 E Jefferson St, Charlottesville, VA 22902

(434) 295-5191
10.41 mi

Hanckel-Citizens Insurance

218 3rd St NE, Charlottesville, VA 22902

(434) 296-7191
10.41 mi

Lewis Insurance Agency

101 E High St, Charlottesville, VA 22902

(434) 977-3811
6.09 mi

Hunter Wyant

253 Ridge Mcintire Rd, Charlottesville, VA 22903

(434) 293-3906
6.09 mi

George Jaffe

617 W Main St, Charlottesville, VA 22903

(434) 293-2886
6.09 mi

Delltax & Insurance

801 W Main St Ste 200, Charlottesville, VA 22903

(434) 244-3355
6.09 mi

Frank Schultz

1136b Emmet St N, Charlottesville, VA 22903

(434) 977-2741
6.09 mi

Matthew Taylor Insurance Agency

1928 Arlington Blvd Ste 108, Charlottesville, VA 22903

(434) 975-4407
6.09 mi

Risk Protection of Virginia

2214 Ivy Rd Ste 110, Charlottesville, VA 22903

(434) 973-8991
6.09 mi

Specialized Insurance Services

2250 Old Ivy Rd Ste 5, Charlottesville, VA 22903

(434) 529-6000
6.09 mi

Greg Leffler

503 Faulconer Dr Ste 1a, Charlottesville, VA 22903

(434) 296-1010
6.09 mi

Group Underwriters Insurance Agency

505 Faulconer Dr Ste 2a, Charlottesville, VA 22903

(434) 296-4144
6.09 mi

Larry Whitlock

325 Four Leaf Ln Ste 7, Charlottesville, VA 22903

(434) 971-9966
8.09 mi

Kevin Mann

1760 Timberwood Blvd, Charlottesville, VA 22911

(434) 978-1197
8.09 mi

Coleman & Davis Insurance Agency

300 Hickman Rd Ste 303, Charlottesville, VA 22911

(434) 295-1154
8.09 mi

Carl Reisch

302 Hickman Rd Ste 107, Charlottesville, VA 22911

(434) 218-7787
8.09 mi

Hogan & Associates

1650 State Farm Blvd Ste D, Charlottesville, VA 22911

(434) 973-9115
8.09 mi

Jamal Hurd

1650 State Farm Blvd Ste C, Charlottesville, VA 22911

(434) 483-2360
8.09 mi

Insurance Doctor - Charlottesville

360 Pantops Ctr, Charlottesville, VA 22911

(434) 978-7300
8.09 mi

Mike Arnold Insurance Agency

103 S Pantops Dr, Charlottesville, VA 22911

(434) 295-2692
8.09 mi

Anchor Insurance Group

630 Peter Jefferson Pkwy Ste 100, Charlottesville, VA 22911

(434) 984-1500
8.09 mi

Bankers Insurance

630 Peter Jefferson Pkwy Ste 300, Charlottesville, VA 22911

(434) 977-5313
8.09 mi

Ted Bartleski

2151 Richmond Rd Ste 103, Charlottesville, VA 22911

(434) 977-0203

View all agents ↓

Learn More About Car Insurance in Charlottesville, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.