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Cheap Car Insurance in Chattanooga, Tennessee (With 2024 Rates)

Lowest Premium

$232 / YEAR

Average Premium

$475 / YEAR

Highest Premium

$660 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Chattanooga is around $475 and can go upto $660. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Chattanooga by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Chattanooga. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
37351$
37401$490
37402$466
37403$471
37404$480
37405$461
37406$476
37407$478
37408$469
37409$464
37412$481
37415$462
37419$448
37421$484
37450$470

Insurance Agents in Chattanooga, TN and Near by

  • 0 mi
    J Smith Lanier & Co
    605 Chestnut St Ste 500, Chattanooga, TN 37450
    (423) 267-8310
  • 2.48 mi
    Earl Muse
    960 E 3rd St Ste 405, Chattanooga, TN 37403
    (423) 875-9530
  • 2.48 mi
    Brownie Au
    833 Mccallie Ave, Chattanooga, TN 37403
    (423) 266-7361
  • 2.48 mi
    Angela Bley
    651 E 4th St Ste 100, Chattanooga, TN 37403
    (423) 260-0985
  • 2.81 mi
    Direct General Auto Insurance
    2620 Rossville Blvd Ste D, Chattanooga, TN 37404
    (423) 622-6882
  • 3.12 mi
    Henry Stockman
    4202 Brainerd Rd, Chattanooga, TN 37411
    (423) 510-9197
  • 3.12 mi
    Ancla Seguros Y Servicios
    4515 Brainerd Rd, Chattanooga, TN 37411
    (423) 800-6767
  • 3.12 mi
    John Lane Jr
    951 Eastgate Loop Ste 202, Chattanooga, TN 37411
    (423) 894-2380
  • 3.12 mi
    Greater Chattanooga Insurance
    5506 Miller Dr, Chattanooga, TN 37411
    (423) 894-1515
  • 3.12 mi
    Ramsey Family Insurance
    5705 Marlin Rd Ste 2007, Chattanooga, TN 37411
    (423) 899-2772
  • 3.12 mi
    Acceptance Auto Insurance
    480 Greenway View Dr Ste 104, Chattanooga, TN 37411
    (423) 499-1992
  • 3.81 mi
    Sinclair Insurance Services
    1010 Market St Ste 208, Chattanooga, TN 37402
    (423) 265-0231
  • 3.81 mi
    Insurance Partners Chattanooga
    807 Cherry St, Chattanooga, TN 37402
    (423) 803-0885
  • 3.81 mi
    Reliance Partners
    800 Market St Ste 101, Chattanooga, TN 37402
    (423) 402-8750
  • 3.81 mi
    Brown & Brown of Tennessee
    701 Market St Ste 500, Chattanooga, TN 37402
    (615) 385-2860
  • 3.81 mi
    Mark Massingill
    821 Broad St, Chattanooga, TN 37402
    (423) 877-1234
  • 3.81 mi
    First Volunteer Insurance
    728 Broad St, Chattanooga, TN 37402
    (423) 668-4888
  • 3.81 mi
    BB&T Huffaker Insurance
    735 Broad St Ste 100, Chattanooga, TN 37402
    (423) 756-0711
  • 3.81 mi
    AllianceShield Insurance Brokerage
    200 W Ml King Blvd Ste 1000, Chattanooga, TN 37402
    (423) 681-7085
  • 3.81 mi
    Universal Indemnity Group
    200 W Ml King Blvd Ste 1000, Chattanooga, TN 37402
    (877) 669-0405
  • 3.81 mi
    Financial Management Network
    823 Chestnut St, Chattanooga, TN 37402
    (423) 265-0119
  • 3.9 mi
    Hank Dehart
    821 E Main St, Chattanooga, TN 37408
    (423) 777-5300
  • 4.42 mi
    A American Advantage
    4101 Dayton Blvd Ste 101, Chattanooga, TN 37415
    (423) 870-3545
  • 4.42 mi
    Michael Hodges
    3849 Dayton Blvd Ste 105, Chattanooga, TN 37415
    (423) 877-2587
  • 4.42 mi
    Kerry Smith
    3501 Dayton Blvd Ste C, Chattanooga, TN 37415
    (423) 870-1809
  • 4.42 mi
    River City Insurance
    3320 Dayton Blvd, Chattanooga, TN 37415
    (423) 425-9312
  • 4.42 mi
    Michael L Fields
    3206 Dayton Blvd, Chattanooga, TN 37415
    (423) 475-2085
  • 4.42 mi
    AJE Group
    2158 Northgate Park Ln Ste 409, Chattanooga, TN 37415
    (423) 870-3750
  • 4.42 mi
    Jeremy James
    1007 Ashland Ter Ste 107, Chattanooga, TN 37415
    (423) 682-8000
  • 4.42 mi
    Janie T Shetter Agency
    3871 Hixson Pike Ste B, Chattanooga, TN 37415
    (423) 877-8267
  • 4.42 mi
    Sarah Herndon
    1100 Ashland Ter, Chattanooga, TN 37415
    (423) 870-1173
  • 4.42 mi
    Edward Hensley
    4121 Hixson Pike Ste A7, Chattanooga, TN 37415
    (423) 805-9880
  • 4.42 mi
    Monarch Financial Group
    2120 Northgate Park Ln Ste 203, Chattanooga, TN 37415
    (423) 475-6024
  • 4.8 mi
    Lawhorn & Associates
    5019 Rossville Blvd, Chattanooga, TN 37407
    (423) 867-3030
  • 5.03 mi
    Direct General Auto Insurance
    3758 Ringgold Rd, Chattanooga, TN 37412
    (423) 622-2921
  • 5.03 mi
    Tennessee Georgia Insurance Solutions
    6741 Ringgold Rd Ste H, Chattanooga, TN 37412
    (423) 710-2752
  • 5.03 mi
    Justin Robinson
    1459 N Mack Smith Rd, Chattanooga, TN 37412
    (423) 698-5552
  • 5.03 mi
    Ossie Olivencia
    6210 Ringgold Rd, Chattanooga, TN 37412
    (423) 375-1634
  • 5.03 mi
    James Moran
    5611 Ringgold Rd Ste 155, Chattanooga, TN 37412
    (423) 212-6589
  • 5.03 mi
    Jeff Greeson
    5607 Ringgold Rd, Chattanooga, TN 37412
    (423) 893-7425
  • 5.03 mi
    Ladd & Associates Insurance
    5512 Ringgold Rd Ste 104, Chattanooga, TN 37412
    (423) 698-8790
  • 5.03 mi
    ABC Insurance Services
    5418 Ringgold Rd Ste A, Chattanooga, TN 37412
    (423) 296-6596
  • 5.03 mi
    Associated Insurance Agency
    1402 Altamaha St, Chattanooga, TN 37412
    (423) 855-1544
  • 5.03 mi
    Total Insurance Solutions
    1425 S Moore Rd Ste C, Chattanooga, TN 37412
    (423) 894-1295
  • 5.03 mi
    Homer Tittle
    4159 Ringgold Rd Ste 101, Chattanooga, TN 37412
    (423) 622-0735
  • 5.03 mi
    MetLife Auto & Home
    1419 Marlboro Ave, Chattanooga, TN 37412
    (423) 629-4379
  • 5.03 mi
    Keith M. Thompson
    400 S Moore Rd Ste A, Chattanooga, TN 37412
    (423) 899-3140
  • 5.03 mi
    Donny R Garner
    4878 South Ter, Chattanooga, TN 37412
    (423) 899-5512
  • 5.26 mi
    Hallmark Insurance & Risk Management Solutions
    6125 Heritage Park Dr Ste A, Chattanooga, TN 37416
    (423) 894-9487
  • 5.26 mi
    First Volunteer Insurance
    4757 Highway 58, Chattanooga, TN 37416
    (423) 668-4621
  • 5.26 mi
    Bob Standifer Jr
    4830 Highway 58 Ste 118, Chattanooga, TN 37416
    (423) 899-9142
  • 5.26 mi
    John Little Jr
    4830 Highway 58 Ste 106, Chattanooga, TN 37416
    (423) 894-8573
  • 5.26 mi
    Brandon Farrow
    4830 Highway 58 Ste 110, Chattanooga, TN 37416
    (423) 315-1878
  • 5.26 mi
    Coffey Insurance Agency
    5036 Highway 58 Ste D, Chattanooga, TN 37416
    (423) 855-8755
  • 5.26 mi
    George Gray
    5030 Highway 58 Ste A, Chattanooga, TN 37416
    (423) 899-5105
  • 5.26 mi
    Chattanooga - Lakeside Farm Bureau Insurance
    4976 Highway 58 Ste 142, Chattanooga, TN 37416
    (423) 531-3159
  • 5.26 mi
    Carriage Hill Insurance
    5469 Highway 58, Chattanooga, TN 37416
    (423) 326-0033
  • 5.26 mi
    Brian Gass
    6441 Bonny Oaks Dr Ste B, Chattanooga, TN 37416
    (423) 760-8587
  • 5.26 mi
    Jonathan Hunter
    6441 Bonny Oaks Dr Ste B, Chattanooga, TN 37416
    (423) 490-9200
  • 6.53 mi
    JPC Insurance Brokerage
    5916 Brainerd Rd Ste 109, Chattanooga, TN 37421
    (423) 200-3008
  • 6.53 mi
    Allison Hilton
    5811 Lee Hwy Ste 405, Chattanooga, TN 37421
    (423) 892-5456
  • 6.53 mi
    Nick Bosco
    5811 Lee Hwy Ste 411, Chattanooga, TN 37421
    (423) 243-3200
  • 6.53 mi
    Wade Trammell
    5811 Lee Hwy Ste 405, Chattanooga, TN 37421
    (423) 718-4815
  • 6.53 mi
    McMahon Insurance Group
    5805 Lee Hwy Ste 301, Chattanooga, TN 37421
    (423) 893-5100
  • 6.53 mi
    Bobby Bennett
    5811 Lee Hwy Ste 415, Chattanooga, TN 37421
    (423) 899-0148
  • 6.53 mi
    Direct General Auto Insurance
    5813 Lee Hwy Ste 2, Chattanooga, TN 37421
    (423) 899-8200
  • 6.53 mi
    Long & Associates
    6074 East Brainerd Rd, Chattanooga, TN 37421
    (423) 894-5767
  • 6.53 mi
    ABC Insurance Services
    400 Chickamauga Rd, Chattanooga, TN 37421
    (423) 602-5161
  • 6.53 mi
    Dean Grosskreutz
    6325 E Brainerd Rd, Chattanooga, TN 37421
    (423) 855-0334
  • 6.53 mi
    East Brainerd Insurance
    6319 E Brainerd Rd, Chattanooga, TN 37421
    (423) 485-8449
  • 6.53 mi
    Jim Little
    6321 E Brainerd Rd Ste A, Chattanooga, TN 37421
    (423) 894-3839
  • 6.53 mi
    Esther Suggs
    6325 E Brainerd Rd, Chattanooga, TN 37421
    (423) 855-0334
  • 6.53 mi
    Earl Joe Muse
    6148 Lee Hwy Ste 115, Chattanooga, TN 37421
    (423) 553-8160
  • 6.53 mi
    RSS Insurance
    6236 Airpark Dr, Chattanooga, TN 37421
    (423) 954-9100
  • 6.53 mi
    Dustin Chauncey
    6227 Lee Hwy Ste B, Chattanooga, TN 37421
    (423) 508-8603
  • 6.53 mi
    MetLife Auto & Home - Crystal McLemore
    6110 Shallowford Rd Ste 7, Chattanooga, TN 37421
    (423) 244-0335
  • 6.53 mi
    Liberty Mutual Agency
    1206 Pointe Centre Dr Ste 170, Chattanooga, TN 37421
    (423) 894-1237
  • 6.53 mi
    Great Harvest Advisors
    6110 Shallowford Rd, Chattanooga, TN 37421
    (423) 305-7877
  • 6.53 mi
    Atlas Insurance Agency
    6166 Shallowford Rd Ste 104, Chattanooga, TN 37421
    (423) 822-5263
  • 6.53 mi
    Maridee Galloway-Dawkins
    6429 Lee Hwy Ste 113, Chattanooga, TN 37421
    (423) 499-9303
  • 6.53 mi
    Elite Insurance Services
    6061 Shallowford Rd Ste 102, Chattanooga, TN 37421
    (615) 371-5400
  • 6.53 mi
    Cornerstone Insurance Group
    6505 Lee Hwy, Chattanooga, TN 37421
    (423) 894-0360
  • 6.53 mi
    Dorothy L. Grisham
    6150 Shallowford Rd Ste 103, Chattanooga, TN 37421
    (423) 899-6161
  • 6.53 mi
    JR Isham - State Farm Insurance Agent
    6774 Executive Oak Ln, Chattanooga, TN 37421
    (423) 622-1534
  • 6.53 mi
    Jim Steed Agency
    7239 E Brainerd Rd, Chattanooga, TN 37421
    (423) 681-1380
  • 6.53 mi
    First Volunteer Insurance
    6825 Shallowford Rd, Chattanooga, TN 37421
    (423) 668-4621
  • 6.53 mi
    Stevens Insurance Associates
    7000 Lee Hwy Ste 900, Chattanooga, TN 37421
    (423) 894-8821
  • 6.53 mi
    Hamilton Place Insurance
    6822 Mccutcheon Rd, Chattanooga, TN 37421
    (423) 899-8400
  • 6.53 mi
    Michael Colquette
    117 Lee Parkway Dr Ste 103b, Chattanooga, TN 37421
    (423) 892-2024
  • 6.53 mi
    Insurance Planning & Service Company
    7348 E Brainerd Rd, Chattanooga, TN 37421
    (423) 629-2400
  • 6.53 mi
    Sunbelt Insurance Group
    114 Lee Parkway Dr, Chattanooga, TN 37421
    (423) 855-1234
  • 6.53 mi
    Doug Hess Insurance
    122 Lee Parkway Dr Ste 103, Chattanooga, TN 37421
    (423) 894-4282
  • 6.53 mi
    Robinson Insurance Services
    122 Lee Parkway Dr Ste 304, Chattanooga, TN 37421
    (423) 702-5628
  • 6.53 mi
    Stephanie Sinkfield
    1515 Gunbarrel Rd Ste 123, Chattanooga, TN 37421
    (423) 698-2403
  • 6.53 mi
    Adriane Bailey
    7429 E Brainerd Rd Ste B, Chattanooga, TN 37421
    (423) 595-5522
  • 6.53 mi
    Susan Cathey
    7047 Lee Hwy Ste 202, Chattanooga, TN 37421
    (423) 499-8423
  • 6.53 mi
    Phil Downey
    7047 Lee Hwy Ste 202, Chattanooga, TN 37421
    (423) 894-9595
  • 6.53 mi
    Kaylyn Martin
    7030 Lee Hwy Ste 102, Chattanooga, TN 37421
    (423) 503-1005
  • 6.53 mi
    Ryan Kountz
    7030 Lee Hwy Ste 102, Chattanooga, TN 37421
    (423) 463-7081
  • 6.53 mi
    Taylor Soltau
    7030 Lee Hwy Ste 102, Chattanooga, TN 37421
    (423) 488-0780
  • 6.53 mi
    Jimmy Norris
    6227 Lee Hwy Ste B, Chattanooga, TN 37421
    (423) 892-6786
  • 6.53 mi
    Aaron Franklin
    7610 Lee Hwy Ste 101, Chattanooga, TN 37421
    (423) 894-2481
  • 6.53 mi
    Geoff Rodgers
    7036 Lee Hwy, Chattanooga, TN 37421
    (423) 892-9610
  • 6.53 mi
    Omar Nunez
    7022 Shallowford Rd Ste 3, Chattanooga, TN 37421
    (423) 243-8068
  • 6.53 mi
    Crye-Leike Insurance
    1510 Gunbarrel Rd, Chattanooga, TN 37421
    (423) 296-1443
  • 6.53 mi
    Wade Dyar
    1720 Gunbarrel Rd Ste 304, Chattanooga, TN 37421
    (423) 855-8800
  • 6.53 mi
    David Sharpe
    7509 E Brainerd Rd, Chattanooga, TN 37421
    (423) 899-8806
  • 6.53 mi
    Farmers Insurance Group
    7161 Lee Hwy Ste 600, Chattanooga, TN 37421
    (423) 499-9480
  • 6.53 mi
    Premier Insurance Group
    7161 Lee Hwy Ste 600, Chattanooga, TN 37421
    (423) 664-9044
  • 6.53 mi
    Thomas Gulas
    7161 Lee Hwy Ste 600, Chattanooga, TN 37421
    (423) 553-5005
  • 6.53 mi
    AAA Insurance
    2111 Gunbarrel Rd, Chattanooga, TN 37421
    (423) 490-2000
  • 6.53 mi
    Terry L Harwood
    1335 Mackey Branch Dr Ste C, Chattanooga, TN 37421
    (423) 499-4071
  • 6.53 mi
    Craig Simmons
    7739 E Brainerd Rd, Chattanooga, TN 37421
    (423) 892-0966
  • 6.53 mi
    Ken Mara
    7405 Shallowford Rd Ste 500, Chattanooga, TN 37421
    (423) 892-0653
  • 6.53 mi
    Country Financial Agency
    7315 Lee Hwy Ste 167, Chattanooga, TN 37421
    (423) 894-1579
  • 6.53 mi
    Jon Lakamp
    7955 E Brainerd Road, Chattanooga, TN 37421
    (423) 894-5568
  • 6.53 mi
    Chattanooga E Brainerd Farm Bureau Insurance
    7953 E Brainerd Rd Ste 400, Chattanooga, TN 37421
    (423) 892-6211
  • 6.53 mi
    Matt Sage
    1101 Greens Rd, Chattanooga, TN 37421
    (423) 521-7243
  • 6.53 mi
    Insurity Group
    6148 Lee Highway One Park Pl Ste 206, Chattanooga, TN 37421
    (423) 424-4637
  • 9.24 mi
    Chattanooga Signal Mountain Farm Bureau Insurance
    541 Signal Mountain Rd Ste 277, Chattanooga, TN 37405
    (423) 508-8955
  • 9.24 mi
    Larry Pyatt
    252 Signal Mountain Rd, Chattanooga, TN 37405
    (423) 265-8580
  • 9.24 mi
    Northshore/Reality Center Insurance
    699 Dallas Rd, Chattanooga, TN 37405
    (423) 643-9330
  • 9.24 mi
    Janie T Shetter Agency
    141 N Market St, Chattanooga, TN 37405
    (423) 266-5215
  • 9.24 mi
    Athens Insurance
    147 N Market St Ste B, Chattanooga, TN 37405
    (423) 475-5861
  • 9.24 mi
    Brock Insurance Agency
    218 Manufacturers Rd, Chattanooga, TN 37405
    (423) 362-5745
  • 9.24 mi
    The American Insurance Group
    100 Cherokee Blvd Ste 201, Chattanooga, TN 37405
    (423) 362-4166
  • 9.24 mi
    Thompson Risk Management
    301 Cherokee Blvd Ste A, Chattanooga, TN 37405
    (423) 756-4336
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Learn More About Car Insurance in Chattanooga, TN

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

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