Cheap Car Insurance in Des Moines, Iowa (With 2024 Rates)

Lowest Premium

$262 / YEAR

Average Premium

$445 / YEAR

Highest Premium

$579 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Des Moines is around $445 and can go upto $579. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Des Moines by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Des Moines. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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Zip	Avg. Premium
50301	$449
50307	$423
50308	$422
50310	$437
50311	$434
50312	$430
50313	$436
50314	$442
50315	$441
50319	$425
50321	$431
50395	$417

Insurance Agents in Des Moines, IA and Near by

0 mi

F & B Insurance Agency Company

1100 Locust St Dept 3000, Des Moines, IA 50391

(800) 532-1436
0.59 mi

Willis & Moore

1818 High St, Des Moines, IA 50309

(515) 244-0156
0.59 mi

Wells Fargo Insurance Services USA

800 Walnut St Fl 8, Des Moines, IA 50309

(800) 735-3008
0.59 mi

Jeremie Jordan

655 Walnut St Ste 136, Des Moines, IA 50309

(515) 288-3004
0.59 mi

Bishop White Insurance & Financial Services

699 Walnut St Ste 400, Des Moines, IA 50309

(515) 777-8540
0.59 mi

Janel Ketelsen

699 Walnut St Ste 400, Des Moines, IA 50309

(515) 257-7072
0.59 mi

Reynolds & Reynolds

300 Walnut St Ste 200, Des Moines, IA 50309

(515) 243-1724
0.59 mi

Jester Insurance Services

303 Watson Powell Jr Way Ste 300, Des Moines, IA 50309

(515) 243-2707
0.59 mi

Boersma Insurance Services

100 Court Ave, Des Moines, IA 50309

(515) 327-7033
2.16 mi

Crivaro Insurance Agency

2449 SW 9th St, Des Moines, IA 50315

(515) 288-5589
2.16 mi

Mauro Insurance Agency

4314 SW 9th St, Des Moines, IA 50315

(515) 287-2257
2.16 mi

Ligouri & Associates

4320 1/2 SW 9th St, Des Moines, IA 50315

(515) 285-0370
2.16 mi

Tony Weisshaar

1201 Army Post Rd, Des Moines, IA 50315

(515) 285-9952
2.16 mi

Donahue Insurance Agency

5925 SW 9th St, Des Moines, IA 50315

(515) 287-3919
2.16 mi

Bob Belmonte

2 E Army Post Rd, Des Moines, IA 50315

(515) 285-3700
2.16 mi

Ken Israel Insurance

4511 SE 3rd St, Des Moines, IA 50315

(800) 807-4250
2.44 mi

Yolanda Mendoza

615 E 14th St Ste 4, Des Moines, IA 50316

(515) 263-0099
2.44 mi

Diversity Insurance

1541 E Grand Ave, Des Moines, IA 50316

(515) 287-0055
3.04 mi

Middendorf Insurance Associates

6011 Grand Ave, Des Moines, IA 50312

(515) 279-5984
3.04 mi

Kimberly Reed

3812 Ingersoll Ave Ste 201, Des Moines, IA 50312

(515) 274-0411
3.04 mi

Insurance Networking Systems

3512 Ingersoll Ave, Des Moines, IA 50312

(515) 243-1223
3.04 mi

Don Khongmaly Agency

2706 Grand Ave, Des Moines, IA 50312

(515) 255-9515
3.04 mi

David Rayer

2411 Grand Ave Ste 200, Des Moines, IA 50312

(515) 276-2541
3.32 mi

Larry Novak

1201 63rd St, Des Moines, IA 50311

(515) 221-0448
3.32 mi

Anderson Insurance

5741 University Ave, Des Moines, IA 50311

(515) 274-4022
3.32 mi

Kaylynn Ngo

4806 University Ave Ste 1, Des Moines, IA 50311

(515) 280-3800
3.32 mi

Terry Taylor

4115 University Ave Ste 100, Des Moines, IA 50311

(515) 274-3444
3.86 mi

Montgomery St John Insurance Agency

4214 Fleur Dr Ste 8, Des Moines, IA 50321

(515) 679-0024
3.86 mi

Brad Van Meter

4229 Fleur Dr, Des Moines, IA 50321

(515) 256-6480
4.11 mi

James Walford

3022 SE 14th St, Des Moines, IA 50320

(515) 287-5404
4.55 mi

Doug Sexton Agency

3521 E 26th St, Des Moines, IA 50317

(515) 265-7558
4.55 mi

John Adamson

3210 Hubbell Ave, Des Moines, IA 50317

(515) 262-5666
4.55 mi

Todd Adamson

3210 Hubbell Ave, Des Moines, IA 50317

(515) 266-8888
4.55 mi

Community State Bank

3540 E 33rd St, Des Moines, IA 50317

(515) 331-3100
4.55 mi

Harold Ackelson Insurance

2417 Farwell Rd, Des Moines, IA 50317

(515) 262-0888
4.56 mi

Timothy Brehm

2929 Merle Hay Rd, Des Moines, IA 50310

(515) 270-4818
4.56 mi

Tim Ford

2217 Beaver Ave, Des Moines, IA 50310

(515) 277-6331
4.56 mi

Davis Insurance Agency

2815 Beaver Ave Ste 200, Des Moines, IA 50310

(515) 274-3838
4.56 mi

Kevin Olsen Insurance

3839 Merle Hay Rd Ste 204, Des Moines, IA 50310

(515) 253-0489
4.56 mi

Flavio Ortiz

5713 Madison Ave, Des Moines, IA 50310

(515) 255-5450
4.56 mi

Chuck Smith

3801 Douglas Ave, Des Moines, IA 50310

(515) 274-3678
4.56 mi

Big Value Insurance

3703 Douglas Ave, Des Moines, IA 50310

(515) 274-4785
4.56 mi

Mike Phillips

4347 Merle Hay Rd Ste C, Des Moines, IA 50310

(515) 270-6461
4.56 mi

Budget Insurance

3111 Douglas Ave, Des Moines, IA 50310

(515) 277-1313
5.39 mi

Donaghy-Kempton Insurors

4000 6th Ave, Des Moines, IA 50313

(515) 288-8545
5.39 mi

Performance Insurance

500 New York Ave, Des Moines, IA 50313

(877) 349-6588
5.39 mi

NRI Insurance Services

500 New York Ave Ste B, Des Moines, IA 50313

(515) 309-9500
5.39 mi

Sandra Zukauska

4489 NW 2nd St Ste 4, Des Moines, IA 50313

(515) 280-3500
5.39 mi

Ana Sanchez-Drag

3900 E 14th St Ste 19, Des Moines, IA 50313

(515) 265-0200
5.39 mi

Insurance Specialists

514 E Euclid Ave, Des Moines, IA 50313

(515) 280-1207

View all agents ↓

Learn More About Car Insurance in Des Moines, IA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.