Cheap Car Insurance in Duluth, Minnesota (With 2024 Rates)

Lowest Premium

$360 / YEAR

Average Premium

$618 / YEAR

Highest Premium

$909 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Duluth is around $618 and can go upto $909. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Duluth by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Duluth. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

Zip	Avg. Premium
55801	$611
55802	$622
55803	$610
55805	$625
55806	$634
55807	$626
55808	$628
55810	$595
55811	$588
55812	$601

Insurance Agents in Duluth, MN and Near by

1.02 mi

AAA Insurance

2704 W Michigan St, Duluth, MN 55806

(218) 625-2061
1.02 mi

Cartier Agency

2631 W Superior St, Duluth, MN 55806

(218) 727-5992
1.02 mi

Dwight Swanstrom Company

31 N 21st Ave W, Duluth, MN 55806

(218) 727-8324
1.02 mi

Western Realty & Insurance

31 N 21st Ave W, Duluth, MN 55806

(218) 722-1471
1.02 mi

Milan Luzaich

2002 W Superior St Ste 1, Duluth, MN 55806

(218) 722-2972
1.73 mi

Arrowhead Insurance Agency

931 E 9th St, Duluth, MN 55805

(218) 728-3675
13.9 mi

Joel Brekken

4202 E Superior St, Duluth, MN 55804

(218) 724-5553
13.9 mi

Jim Whitlinger Agency

4915 E Superior St, Duluth, MN 55804

(218) 525-7118
13.9 mi

Joe Golcz

5231 E Superior St, Duluth, MN 55804

(218) 525-6623
13.9 mi

Murray E Keogan Agency

5631 E Superior St, Duluth, MN 55804

(218) 525-6688
13.9 mi

Joseph Johnson

5221 Avondale St, Duluth, MN 55804

(218) 522-4547
18.65 mi

Dave Raimo Sr

1605 Woodland Ave, Duluth, MN 55803

(218) 728-6419
18.65 mi

Charles Chairs

2307 Woodland Ave, Duluth, MN 55803

(218) 728-5167
18.65 mi

Rice Lake Insurance Agency

4428 W Tischer Rd, Duluth, MN 55803

(218) 727-0408
2.59 mi

Young & Associates Insurance

202 W Superior St Ste 400, Duluth, MN 55802

(218) 722-1481
2.59 mi

Otis-Magie Insurance Agency

332 W Superior St Ste 700, Duluth, MN 55802

(218) 722-7753
2.59 mi

Barbara Carr

401 W Michigan St, Duluth, MN 55802

(218) 728-0154
2.59 mi

Farmers Insurance Group

394 S Lake Ave Ste 600, Duluth, MN 55802

(218) 722-2944
2.59 mi

Ray Hicks

394 S Lake Ave Ste 600, Duluth, MN 55802

(218) 878-9283
2.59 mi

Twin Ports Insurance

405 E Superior St Ste 150, Duluth, MN 55802

(218) 728-3600
2.59 mi

The Insurance Capitol

405 E Superior St Ste 150, Duluth, MN 55802

(218) 729-5226
2.59 mi

Hanlon & Associates

501 Lake Ave S Ste 320, Duluth, MN 55802

(218) 491-7855
2.59 mi

Bonnie Perkins

738 E Superior St, Duluth, MN 55802

(218) 722-2215
2.97 mi

Duluth Insurance Agency

413 S 20th Ave E, Duluth, MN 55812

(218) 724-4507
2.97 mi

Cory Fairchild

2014 London Rd, Duluth, MN 55812

(218) 727-2925
3.96 mi

Superior Insurance Services

217 N 59th Ave W, Duluth, MN 55807

(218) 624-7730
3.96 mi

Holden Insurance Agency

5713 Grand Ave, Duluth, MN 55807

(218) 628-3618
3.96 mi

Benes Insurance Services

434b N 57th Ave W, Duluth, MN 55807

(218) 628-6180
3.96 mi

Solutions Insurance Agencies

215 N Central Ave Ste 6, Duluth, MN 55807

(218) 628-1878
3.96 mi

Susan L Coen

5600 Grand Ave, Duluth, MN 55807

(218) 624-3658
3.96 mi

Christopher Gardner

416 N Central Ave, Duluth, MN 55807

(218) 628-8002
3.96 mi

Carter Belrose

326 N Central Ave, Duluth, MN 55807

(218) 628-4034
3.96 mi

Shane Cass

5322 Grand Ave Ste 3, Duluth, MN 55807

(218) 624-9992
3.96 mi

Nicholas Retzlaff

5606 Raleigh St, Duluth, MN 55807

(651) 278-2821
6.51 mi

Thomas Eng

2820 Piedmont Ave Ste E, Duluth, MN 55811

(218) 724-4200
6.51 mi

Dylan Merriman Agency

2818 Piedmont Ave Ste A, Duluth, MN 55811

(218) 722-1178
6.51 mi

Mark Thorsten

4913 Matterhorn Dr Ste 200, Duluth, MN 55811

(218) 722-6900
6.51 mi

Nick Korhonen

4815 Burning Tree Rd Ste 202, Duluth, MN 55811

(218) 722-1250
6.51 mi

Daniel Glinski

4929 Matterhorn Dr Ste 4, Duluth, MN 55811

(218) 727-7208
6.51 mi

Patrick Shelton

4929 Matterhorn Dr Ste C2, Duluth, MN 55811

(218) 723-8188
6.51 mi

Robert Swor

4929 Matterhorn Dr, Duluth, MN 55811

(218) 727-4634
6.51 mi

Omundson Insurance Agency

4151 Haines Rd, Duluth, MN 55811

(218) 727-3322
6.51 mi

AAA Insurance

2520 Maple Grove Rd, Duluth, MN 55811

(218) 723-8055
6.51 mi

Keith Macdonald

5237 Miller Trunk Hwy Ste 103, Duluth, MN 55811

(218) 722-8838
6.51 mi

Reliable Insurance Agency

5094 Miller Trunk Hwy Ste 500, Duluth, MN 55811

(218) 729-6791
6.51 mi

Rj Larson

4960 Miller Trunk Hwy Ste 200, Duluth, MN 55811

(218) 729-0531
6.51 mi

Tony Pease

4960 Miller Trunk Hwy Ste 200, Duluth, MN 55811

(218) 729-7555
6.51 mi

Northeast Insurance Brokers

4894 Miller Trunk Hwy Ste 3, Duluth, MN 55811

(218) 722-6957
6.51 mi

ANPAC Agency

4897 Miller Trunk Hwy Ste 221, Duluth, MN 55811

(218) 624-2026
6.51 mi

Mike Jarvenpa

4897 Miller Trunk Hwy Ste 221, Duluth, MN 55811

(218) 341-5419
6.51 mi

Scott Prachar

4891 Miller Trunk Hwy Ste 105, Duluth, MN 55811

(218) 728-5122
6.51 mi

Farmers Union Insurance Agency

4877 Miller Trunk Hwy Ste 2, Duluth, MN 55811

(218) 481-0812
6.51 mi

Insurance Brokers of MN - Dan Summers

4850 Miller Trunk Hwy, Duluth, MN 55811

(218) 733-0333
6.51 mi

Karla Mitchell

224 E Central Entrance Ste 2, Duluth, MN 55811

(218) 722-4069
6.51 mi

Christopher Gardner

24 W Central Entrance, Duluth, MN 55811

(218) 722-2444
6.51 mi

Rockne C Johnson Agency L L C

1408 Kenwood Ave, Duluth, MN 55811

(218) 728-3689
6.51 mi

Rolf Flaig

1315 W Arrowhead Rd, Duluth, MN 55811

(218) 724-7988
6.51 mi

Quin Flaig

1701 Maple Grove Rd, Duluth, MN 55811

(218) 720-3758
6.51 mi

Reid Strelow

2521 Miller Trunk Highway, Duluth, MN 55811

(218) 722-2876
6.51 mi

Insurance Brokers of MN - Bob Marnich

4436 Haines Rd, Duluth, MN 55811

(218) 625-0050

View all agents ↓

Learn More About Car Insurance in Duluth, MN

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.