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Cheap Car Insurance in Modesto, California (With 2024 Rates)

Lowest Premium

$386 / YEAR

Average Premium

$710 / YEAR

Highest Premium

$1000 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Modesto is around $710 and can go upto $1000. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Modesto by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Modesto. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
95350$695
95351$740
95354$717
95355$709
95356$725
95357$705
95358$712
95397$615

Insurance Agents in Modesto, CA and Near by

  • 0 mi
    Verle Bartels
    1136 Tully Rd Ste 4, Modesto, CA 95350
    (209) 529-6018
  • 0 mi
    Fogarty Insurance Services
    1031 Mchenry Ave Ste 12 & 13, Modesto, CA 95350
    (209) 342-5000
  • 0 mi
    Fiesta Auto Insurance
    700 Mchenry Ave Ste E, Modesto, CA 95350
    (209) 568-4191
  • 0 mi
    Titan Insurance
    2045 W Briggsmore Ave Ste A6, Modesto, CA 95350
    (209) 236-0116
  • 0 mi
    Cali Express Insurance Center
    946 Mchenry Ave Ste 2, Modesto, CA 95350
    (209) 409-8778
  • 0 mi
    Thomas Insurance Agency
    1031 Mchenry Ave Ste 9, Modesto, CA 95350
    (209) 408-0131
  • 0 mi
    Wylie Insurance
    1729 Tully Rd Ste 6, Modesto, CA 95350
    (209) 526-4402
  • 0 mi
    Central Auto Insurance Agency
    2225 Plaza Pkwy Ste C17, Modesto, CA 95350
    (209) 492-9999
  • 0 mi
    Save Direct Insurance Agency
    1800 Tully Rd Ste G, Modesto, CA 95350
    (209) 867-7283
  • 0 mi
    Margarita Martinez
    1800 Tully Rd Ste E1, Modesto, CA 95350
    (209) 576-7550
  • 0 mi
    Robert Ford
    1707 Mchenry Ave Ste A2, Modesto, CA 95350
    (209) 576-0941
  • 0 mi
    Charlie Brown
    1600 Sunrise Ave Ste 7a, Modesto, CA 95350
    (209) 523-8037
  • 0 mi
    Herb Bustle
    1600 Sunrise Ave Ste 7e, Modesto, CA 95350
    (209) 521-9903
  • 0 mi
    Jon Whited
    1600 Sunrise Ave Ste 7a, Modesto, CA 95350
    (209) 575-5616
  • 0 mi
    Leslie Kazas
    2200 Mchenry Ave Ste A-1, Modesto, CA 95350
    (209) 575-3963
  • 0 mi
    J David Wright
    2200 Mchenry Ave Ste A, Modesto, CA 95350
    (209) 577-0800
  • 0 mi
    Cost-U-Less Insurance Center
    2900 Standiford Ave Ste 25, Modesto, CA 95350
    (209) 542-9734
  • 0 mi
    Darin Fitzgerald
    3300 Tully Rd Ste B3, Modesto, CA 95350
    (209) 543-8000
  • 0 mi
    Shawn Phillips
    3400 Tully Rd Ste B, Modesto, CA 95350
    (209) 527-5567
  • 0 mi
    Modesto Insurance Center
    3025 Mchenry Ave Ste M, Modesto, CA 95350
    (209) 529-0745
  • 0 mi
    Big Savings Insurance Agency
    3133 Mchenry Ave Ste A, Modesto, CA 95350
    (209) 572-6030
  • 0 mi
    Cathy Deboer
    145 Woodrow Ave Ste B2, Modesto, CA 95350
    (209) 577-8252
  • 0 mi
    Scott Montez
    810 Standiford Ave Ste 4, Modesto, CA 95350
    (209) 529-2850
  • 0 mi
    Estrella Insurance
    3440 Mchenry Ave, Modesto, CA 95350
    (209) 260-6440
  • 0 mi
    Lamoure's Insurance
    1367 Standiford Ave Ste A, Modesto, CA 95350
    (209) 577-8380
  • 0 mi
    Nathan Cook
    1101 Sylvan Ave Ste C201, Modesto, CA 95350
    (209) 353-2001
  • 0 mi
    Ingrid Walker
    1101 Sylvan Ave Ste C201, Modesto, CA 95350
    (209) 284-0677
  • 3.25 mi
    McVey Insurance Agency
    1231 8th St Ste 100, Modesto, CA 95354
    (209) 577-0177
  • 3.25 mi
    River Oaks Insurance Services
    1150 9th St Ste 1400, Modesto, CA 95354
    (209) 550-3702
  • 3.25 mi
    Yosemite Pacific Insurance Services
    1150 9th St Ste 1400, Modesto, CA 95354
    (209) 526-3110
  • 3.25 mi
    Capax - Giddings Corby Hynes
    1150 9th St Fl 14, Modesto, CA 95354
    (209) 526-3110
  • 3.25 mi
    Andreini & Company
    1012 11th St Ste 202, Modesto, CA 95354
    (209) 521-3698
  • 3.25 mi
    Christopher Herrera
    912 11th St Ste 201, Modesto, CA 95354
    (209) 364-3999
  • 3.25 mi
    Omega Pacific Insurance
    1016 12th St, Modesto, CA 95354
    (209) 338-5500
  • 3.25 mi
    Francois Farhat
    1230 13th St Ste A, Modesto, CA 95354
    (209) 524-9000
  • 3.25 mi
    B-V Insurance Services
    1301 L St Ste 1, Modesto, CA 95354
    (209) 529-6000
  • 3.25 mi
    Fred L Dick Insurance Services
    1120 13th St Ste I, Modesto, CA 95354
    (877) 462-1035
  • 3.25 mi
    Lemus Insurance Agency
    400 12th St, Modesto, CA 95354
    (209) 577-2080
  • 3.25 mi
    InsureOne Insurance Solutions
    515 13th St Ste 208, Modesto, CA 95354
    (209) 779-0700
  • 3.25 mi
    Winton-Ireland Strom & Green Insurance Agency
    1100 14th St Ste C, Modesto, CA 95354
    (209) 529-3480
  • 3.25 mi
    CB Associates Insurance Service
    1505 G St, Modesto, CA 95354
    (209) 527-8055
  • 3.25 mi
    Toste Insurance Services
    1501 F St, Modesto, CA 95354
    (209) 338-3585
  • 3.25 mi
    Rodriguez Insurance
    717 16th St Ste 1, Modesto, CA 95354
    (209) 248-7493
  • 3.25 mi
    Cost-U-Less Insurance Center
    123 Burney St, Modesto, CA 95354
    (209) 560-6118
  • 3.25 mi
    Gladiator Auto Insurance
    118 Mchenry Ave, Modesto, CA 95354
    (209) 567-1111
  • 3.25 mi
    Freeway Insurance
    1801 H St Ste A1, Modesto, CA 95354
    (209) 585-3788
  • 3.25 mi
    Estrella Insurance
    417 Mchenry Ave, Modesto, CA 95354
    (209) 260-1600
  • 3.25 mi
    Try R Insurance Agency
    502 Mchenry Ave Ste 101, Modesto, CA 95354
    (209) 341-1683
  • 3.25 mi
    Anil Nath
    3121 Yosemite Blvd Ste B1, Modesto, CA 95354
    (209) 522-6284
  • 3.3 mi
    Andy Harless
    945 Coffee Rd Ste 1, Modesto, CA 95355
    (209) 577-1777
  • 3.3 mi
    Tracy A. Giuliano
    1508 Coffee Rd Ste G, Modesto, CA 95355
    (209) 578-1059
  • 3.3 mi
    Austin Giuliano
    1508 Coffee Rd Ste C1, Modesto, CA 95355
    (209) 312-9203
  • 3.3 mi
    Corina Villarreal
    1508 Coffee Rd Ste C2, Modesto, CA 95355
    (209) 846-0833
  • 3.3 mi
    David Reynolds
    1508 Coffee Rd Ste G, Modesto, CA 95355
    (209) 485-2160
  • 3.3 mi
    Meyer Komar
    1523 Gary Ln, Modesto, CA 95355
    (209) 404-4969
  • 3.3 mi
    The Insurance Store
    2125 Wylie Dr Ste 8, Modesto, CA 95355
    (209) 576-7669
  • 3.3 mi
    Colleen Wallace Myrtakis
    1317 Oakdale Rd Ste 1220, Modesto, CA 95355
    (209) 527-0706
  • 3.3 mi
    TSM Insurance Services
    1317 Oakdale Rd Ste 910, Modesto, CA 95355
    (209) 524-6366
  • 3.3 mi
    Bud McMillin
    1717 Oakdale Rd Ste O, Modesto, CA 95355
    (209) 527-8000
  • 3.3 mi
    Gordon Little Jr
    2307 Oakdale Rd Ste 805, Modesto, CA 95355
    (209) 661-4699
  • 3.3 mi
    Skeet's Insurance Service
    2307 Oakdale Rd Ste 400, Modesto, CA 95355
    (209) 526-1578
  • 3.3 mi
    Jeff Blizzard
    1532 Lakewood Ave Ste 6, Modesto, CA 95355
    (209) 524-5107
  • 3.3 mi
    Nick Winters
    3931 Coffee Rd Ste A, Modesto, CA 95355
    (209) 521-9540
  • 3.3 mi
    AAA Insurance
    3525 Coffee Rd, Modesto, CA 95355
    (209) 530-2600
  • 3.3 mi
    Freeway Insurance
    1300 Sylvan Ave, Modesto, CA 95355
    (209) 651-0452
  • 3.42 mi
    TopFlight Insurance Services
    901 N Carpenter Rd Ste 37, Modesto, CA 95351
    (209) 622-4622
  • 3.42 mi
    David Giddings
    701 5th St, Modesto, CA 95351
    (209) 284-0246
  • 3.42 mi
    Tannia Solis
    205 W Hatch Rd Ste 3, Modesto, CA 95351
    (209) 577-0400
  • 3.42 mi
    Sara Macias
    1337 Crows Landing Rd, Modesto, CA 95351
    (209) 523-9100
  • 3.42 mi
    Erendira Tolentino
    1620 N Carpenter Rd Ste 57b, Modesto, CA 95351
    (209) 535-8252
  • 3.42 mi
    Jose Quintero
    1620 N Carpenter Rd Ste A3, Modesto, CA 95351
    (209) 300-7849
  • 3.42 mi
    Maribel Tadeo
    1620 N Carpenter Rd Bldg D Ste 57b, Modesto, CA 95351
    (209) 613-1942
  • 3.42 mi
    Mendoza & Mendoza Insurance Brokers
    724 E Hatch Rd, Modesto, CA 95351
    (209) 538-7700
  • 3.42 mi
    Claudia Anguiano
    1530 E Hatch Rd Ste A, Modesto, CA 95351
    (209) 622-1999
  • 3.42 mi
    Titan Insurance
    1633 E Hatch Rd Ste F, Modesto, CA 95351
    (209) 531-9745
  • 3.42 mi
    Fiesta Auto Insurance
    1460 Mitchell Rd, Modesto, CA 95351
    (209) 272-1430
  • 3.47 mi
    Western Growers Insurance Services
    4230 Kiernan Ave Ste 100, Modesto, CA 95356
    (209) 572-5171
  • 3.47 mi
    Lance Johnson
    4260 Sisk Rd Ste F, Modesto, CA 95356
    (209) 846-0825
  • 3.47 mi
    Quality General Insurance
    3900 Pelandale Ave Ste 410, Modesto, CA 95356
    (209) 545-5151
  • 3.47 mi
    Debra Webb
    4213 Dale Rd Ste 4, Modesto, CA 95356
    (209) 545-7344
  • 3.47 mi
    Arrowhead Insurance Agency
    3508 Dale Rd, Modesto, CA 95356
    (209) 524-6157
  • 3.47 mi
    Richard Navarro
    2937 Veneman Ave Ste A101, Modesto, CA 95356
    (209) 526-2194
  • 3.47 mi
    Silva Insurance
    3507 Tully Rd Ste 100, Modesto, CA 95356
    (209) 557-0501
  • 3.47 mi
    David Ngo
    3848 Mchenry Ave Ste 320, Modesto, CA 95356
    (209) 340-3213
  • 3.47 mi
    Salmeri Insurance
    4207 Mchenry Ave, Modesto, CA 95356
    (209) 522-6423
  • 3.47 mi
    Stewart Kriese Insurance Agency
    4101 Tully Rd Ste 301, Modesto, CA 95356
    (209) 524-6891
  • 3.47 mi
    Nicholson Insurance
    4317 N Star Way Ste B, Modesto, CA 95356
    (209) 526-2697
  • 3.47 mi
    Micheletti & Associates
    515 Lyell Dr Ste 102, Modesto, CA 95356
    (209) 576-2808
  • 3.47 mi
    Steele Insurance Agency
    4640 Spyres Way Ste 5, Modesto, CA 95356
    (209) 836-4663
  • 3.47 mi
    Merchants Insurance & Financial Services
    4660 Spyres Way, Modesto, CA 95356
    (209) 551-1122
  • 6.48 mi
    DiBuduo & DeDendis Insurance
    1560 Cummins Dr Ste A, Modesto, CA 95358
    (209) 578-0183
  • 6.48 mi
    Villegas Insurance Services
    2025 Crows Landing Rd Ste D, Modesto, CA 95358
    (209) 537-9400
  • 6.48 mi
    Sara Macias
    1511 Crows Landing Rd, Modesto, CA 95358
    (209) 846-9800
  • 6.48 mi
    Alcala Insurance Agency
    1661 Crows Landing Rd Ste F, Modesto, CA 95358
    (209) 537-8260
  • 6.48 mi
    Samanta Gardea
    1739 Crows Landing Rd Ste C, Modesto, CA 95358
    (209) 538-5995
  • 6.48 mi
    Registration Insurance Services
    1751 Crows Landing Rd, Modesto, CA 95358
    (209) 537-3131
  • 6.48 mi
    Liberty General Insurance Services
    1700 Crows Landing, Modesto, CA 95358
    (209) 531-9700
  • 6.48 mi
    Fiesta Auto Insurance
    1940 Crows Landing Rd, Modesto, CA 95358
    (209) 529-5500
  • 6.48 mi
    Juan Cisneros
    2200 Crows Landing Rd # A, Modesto, CA 95358
    (209) 538-2718
  • 6.88 mi
    Pam Shelton
    3520 Oakdale Rd Ste E, Modesto, CA 95357
    (209) 551-0221
  • 6.88 mi
    Confidence Plus Insurance Services
    3516 Oakdale Rd Ste A, Modesto, CA 95357
    (209) 551-0707
  • 6.88 mi
    Golden Oak Insuran
    Po Box 577331, Modesto, CA 95357
    (209) 222-6200
View all agents ↓

Learn More About Car Insurance in Modesto, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

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