Cheap Car Insurance in Waco, Texas (With 2024 Rates)

Lowest Premium

$318 / YEAR

Average Premium

$489 / YEAR

Highest Premium

$685 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Waco is around $489 and can go upto $685. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Waco by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Waco. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
76701	$462
76702	$506
76704	$470
76705	$468
76708	$494
76710	$489
76711	$461
76798	$467

Insurance Agents in Waco, TX and Near by

0 mi

Waco Tax Service and Insurance

2024 W Waco Dr Ste 2, Waco, TX 76701

(254) 230-9891
0 mi

Texian Insurance Agency

2208 W Waco Dr, Waco, TX 76701

(254) 756-4242
0 mi

Bailey Insurance & Risk Management

1201 Washington Ave, Waco, TX 76701

(254) 753-5317
0 mi

John Zucha

1026 Washington Ave, Waco, TX 76701

(254) 753-5200
0 mi

SIG - Lewis Insurance Group

801 Washington Ave Ste 417, Waco, TX 76701

(254) 753-2505
0 mi

ANCO Insurance

605 Austin Ave Ste 5, Waco, TX 76701

(254) 752-2626
0 mi

Insurors of Texas

225 S 5th St, Waco, TX 76701

(254) 759-3701
0 mi

Isaiah Martinez

220 S 2nd St Ste 1, Waco, TX 76701

(254) 300-4636
1.16 mi

Freeway Insurance

2425 W Waco Dr, Waco, TX 76707

(254) 985-6076
1.16 mi

Carlos Diaz Insurance Agency

1216 N 25th St, Waco, TX 76707

(254) 752-1875
1.16 mi

Watkins Insurance Group

3001 W Waco Dr Ste A, Waco, TX 76707

(254) 714-1300
2.74 mi

ICA Insurance Agency

702 S Valley Mills Dr Apt C, Waco, TX 76711

(254) 752-3366
2.74 mi

Texian Insurance Agency

3421 Memorial Dr, Waco, TX 76711

(254) 753-1063
2.74 mi

Matt Dill

1000 S New Rd Ste 180, Waco, TX 76711

(254) 752-2022
3.46 mi

Nitsche Group

329 W Highway 6 Ste A, Waco, TX 76710

(254) 420-3900
3.46 mi

Regions Insurance

6801 Sanger Ave Ste 240, Waco, TX 76710

(800) 467-7617
3.46 mi

Fitzhugh Insurance & Bonds

345 Owen Ln Ste 130, Waco, TX 76710

(254) 741-9599
3.46 mi

Salinas Insurance Agency

345 Owen Ln Ste 129, Waco, TX 76710

(254) 741-0770
3.46 mi

Paragon Independent Insurance Agency

6600 Sanger Ave Ste 2, Waco, TX 76710

(254) 235-5111
3.46 mi

ISG - Libertas Insurance

6600 Sanger Ave Ste 9, Waco, TX 76710

(512) 761-6379
3.46 mi

Mark Bailey

6515 Sanger Ave Ste 17, Waco, TX 76710

(254) 772-0060
3.46 mi

Autopartners Insurance Agency

2510 W Waco Dr, Waco, TX 76710

(254) 296-2228
3.46 mi

A-Max Auto Insurance

2500 W Waco Dr, Waco, TX 76710

(254) 752-8000
3.46 mi

David Gonzales

2501 Franklin Ave, Waco, TX 76710

(254) 772-2631
3.46 mi

Vista Insurance Agency

2800 W Waco Dr, Waco, TX 76710

(254) 230-4361
3.46 mi

Mike McKenzie

2910 W Waco Dr, Waco, TX 76710

(254) 412-2327
3.46 mi

Acceptance Auto Insurance

3609 W Waco Dr, Waco, TX 76710

(254) 537-0380
3.46 mi

Insurors of TX General Agency

3701 W Waco Dr, Waco, TX 76710

(254) 756-3731
3.46 mi

Baker and Carey Insurance Agency

3529 Bosque Blvd, Waco, TX 76710

(254) 752-2277
3.46 mi

Henry Chase

3925 W Waco Dr Ste B, Waco, TX 76710

(254) 235-7619
3.46 mi

Addax Insurance

719 N New Rd, Waco, TX 76710

(254) 732-4046
3.46 mi

J & H Insurance Services

510 N Valley Mills Dr Ste 701, Waco, TX 76710

(254) 772-6074
3.46 mi

Harry Cleveland

534 N New Rd, Waco, TX 76710

(254) 772-1111
3.46 mi

Doug Buchanan

536 N New Rd, Waco, TX 76710

(254) 741-6565
3.46 mi

Amco & Remco Insurance

737 N Valley Mills Dr, Waco, TX 76710

(254) 772-6300
3.46 mi

Mark Sedberry

4600 Bosque Blvd, Waco, TX 76710

(254) 537-1049
3.46 mi

Donald Rowan Insurance Agency

537 Westview Vlg, Waco, TX 76710

(254) 772-8728
3.46 mi

Bart Romig

919 N Valley Mills Dr Ste A, Waco, TX 76710

(254) 772-5025
3.46 mi

Terry Strickland

4949 Franklin Ave, Waco, TX 76710

(254) 776-7100
3.46 mi

Jason Kirk

1201 Lake Air Dr Ste C, Waco, TX 76710

(254) 227-6555
3.46 mi

Alan Rhea

4708 W Waco Dr, Waco, TX 76710

(254) 776-9595
3.46 mi

Browder General Insurance Agency

4800 Lakewood Dr Ste 3, Waco, TX 76710

(254) 776-1582
3.46 mi

John Michael Bull

1600 Lake Air Dr, Waco, TX 76710

(254) 772-0852
3.46 mi

Glenn Cannon

4800 W Waco Dr Ste 102, Waco, TX 76710

(254) 732-1622
3.46 mi

Texas First State Insurance Plus Agency

5001 Bosque Blvd, Waco, TX 76710

(254) 399-5109
3.46 mi

Easley Insurance & Financial Services

5006 Lakeland Cir Ste 208, Waco, TX 76710

(254) 399-0600
3.46 mi

Darlene Vise

5010 Lakeland Cir Ste C, Waco, TX 76710

(254) 227-0251
3.46 mi

Nicole Omo

1515 Wooded Acres Dr, Waco, TX 76710

(254) 399-6565
3.46 mi

The Insurance Center of Central Texas

2012 Lake Air Dr Ste B, Waco, TX 76710

(254) 776-1290
3.46 mi

Direct General Auto Insurance

1428 Wooded Acres Dr Ste 110, Waco, TX 76710

(254) 399-6699
3.46 mi

Jeffrey Pechacek

812 Lake Air Dr, Waco, TX 76710

(254) 776-1599
3.46 mi

Blake Harrell

720 Lake Air Dr, Waco, TX 76710

(254) 772-0171
3.46 mi

Keith Sanders

4201 Lake Shore Dr Ste F, Waco, TX 76710

(254) 235-8199
3.46 mi

Joseph Morphis

1412 N Valley Mills Drive, Waco, TX 76710

(254) 776-0215
3.46 mi

Richard Tyrone Allen

5601 Edmond Ave Ste E, Waco, TX 76710

(254) 339-9375
3.46 mi

Robert Hyde

1838 N Valley Mills Dr, Waco, TX 76710

(254) 227-6558
3.46 mi

Scott Everett

1838 N Valley Mills Dr, Waco, TX 76710

(254) 227-6553
3.46 mi

Jeff Holder

1838 N Valley Mills Dr, Waco, TX 76710

(254) 227-6556
3.46 mi

Steven Tindell

1838 N Valley Mills Dr, Waco, TX 76710

(254) 227-6550
3.46 mi

Sue Berry

331 W Highway 6 Ste F, Waco, TX 76710

(254) 772-2040
3.46 mi

Brian Hartley

331 W Highway 6 Ste F, Waco, TX 76710

(254) 741-0414
3.46 mi

Steven Gereghty

2032a N Valley Mills Dr, Waco, TX 76710

(254) 741-9200
3.46 mi

Goosehead Insurance - Jami Curry & Marla Holmes

7111 Bosque Blvd Ste 203, Waco, TX 76710

(254) 523-0301
3.46 mi

Brazos Valley Insurance Agency

7111 Bosque Blvd Ste 202, Waco, TX 76710

(254) 751-0300
3.46 mi

Integra Insurance Services

7215 Bosque Blvd Ste 120, Waco, TX 76710

(972) 786-3656
5.73 mi

Waco Tax Service and Insurance

1206 N Loop 340 Ste B, Waco, TX 76705

(254) 799-2800
5.73 mi

John Chappell

2507a Behrens Cir, Waco, TX 76705

(254) 339-1777
5.73 mi

Matula Insurance Agency

2720 Bellmead Dr, Waco, TX 76705

(254) 799-9616
5.73 mi

Direct General Auto Insurance

119 Eastgate Plz, Waco, TX 76705

(254) 523-3493
6.53 mi

A-Max Auto Insurance

1706 S 19th St, Waco, TX 76706

(254) 753-2000
6.53 mi

Herman Bell Insurance Agency

2118 La Salle Ave, Waco, TX 76706

(254) 756-0691
6.53 mi

Amanda Barton

2125 S Valley Mills Dr, Waco, TX 76706

(254) 857-7277
6.53 mi

Talbert West Agency

107 Meadowbrook St, Waco, TX 76706

(254) 715-3030
6.53 mi

David Dickerson

505 N Robinson Dr, Waco, TX 76706

(254) 662-1958
6.53 mi

TWFG Insurance Services - Brad Dixon

506 S Robinson Dr, Waco, TX 76706

(254) 776-1986
6.53 mi

Bill Haddox Insurance

100 N Robinson Dr, Waco, TX 76706

(254) 662-4171
6.72 mi

Rick Cummings

6801 Steinbeck Bend Dr, Waco, TX 76708

(254) 756-0130
6.72 mi

Budget Auto Insurance

3801 N 22nd St, Waco, TX 76708

(254) 235-0515
6.72 mi

Texas Farm Bureau Insurance

10201 China Spring Rd Ste 100, Waco, TX 76708

(254) 836-9893
6.72 mi

Steve McCraw

10324 China Spring Rd Ste B, Waco, TX 76708

(254) 754-7677

View all agents ↓

Learn More About Car Insurance in Waco, TX

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.