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Cheap Car Insurance in Wilmington, North Carolina (With 2024 Rates)

Lowest Premium

$304 / YEAR

Average Premium

$439 / YEAR

Highest Premium

$550 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Wilmington is around $439 and can go upto $550. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Wilmington by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Wilmington. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
28401$458
28402$434
28403$431
28404$432
28409$449
28411$448
28412$447

Insurance Agents in Wilmington, NC and Near by

  • 0 mi
    Bennie Sheally III
    420 Orange St, Wilmington, NC 28401
    (910) 452-9877
  • 0 mi
    Bill Heinberg Insurance Agency
    420 Orange St, Wilmington, NC 28401
    (910) 762-9304
  • 0 mi
    Wells Insurance
    1 N 3rd St, Wilmington, NC 28401
    (910) 762-8551
  • 0 mi
    North Carolina Coastal Insurance
    21 Market St, Wilmington, NC 28401
    (910) 591-1010
  • 0 mi
    Able Auto & Cycle Insurance Agency
    1930 Carolina Beach Rd, Wilmington, NC 28401
    (910) 452-4333
  • 0 mi
    Superior Insurance
    2390 Carolina Beach Rd Ste 101, Wilmington, NC 28401
    (910) 399-6628
  • 0 mi
    Dan R Parham
    2406 S 17th St, Wilmington, NC 28401
    (910) 791-5447
  • 0 mi
    Chrystal Fray
    2547 S 17th St Ste C, Wilmington, NC 28401
    (910) 799-9100
  • 10.01 mi
    Superior Insurance
    6932 Market St Ste G, Wilmington, NC 28411
    (910) 550-3758
  • 10.01 mi
    Tim Moore - State Farm Agent
    7016 Market St Ste A, Wilmington, NC 28411
    (910) 686-1272
  • 10.01 mi
    Grace Gibson Services
    7208 Market St Ste C, Wilmington, NC 28411
    (910) 632-2266
  • 10.01 mi
    Brad Sizemore
    8024 Market St Ste 4, Wilmington, NC 28411
    (910) 791-5567
  • 10.01 mi
    Mary Beth Morgan
    8139 Market St, Wilmington, NC 28411
    (910) 681-0000
  • 5.52 mi
    Will Brown
    1319 Military Cutoff Rd Ste S, Wilmington, NC 28405
    (910) 599-9071
  • 5.52 mi
    Southern Insurance Agency
    6770 Parker Farm Dr Ste 101, Wilmington, NC 28405
    (910) 679-8250
  • 5.52 mi
    Cape Fear Auto Insurance Agency
    6784 1/2 Market St, Wilmington, NC 28405
    (910) 796-8155
  • 5.52 mi
    Burns & Wilcox
    1051 Military Cutoff Rd Ste 210, Wilmington, NC 28405
    (910) 679-3296
  • 5.52 mi
    Williamson Insurance & Financial
    700 Military Cutoff Rd Ste 216, Wilmington, NC 28405
    (910) 218-1600
  • 5.52 mi
    BB&T Insurance Services
    1111 Military Cutoff Rd Ste 221, Wilmington, NC 28405
    (910) 763-3431
  • 5.52 mi
    Don Bullard Insurance
    1001 Military Cutoff Rd Ste 101, Wilmington, NC 28405
    (910) 332-1080
  • 5.52 mi
    Aquesta Insurance Services
    901 Military Cutoff Rd Ste 104, Wilmington, NC 28405
    (910) 794-6100
  • 5.52 mi
    JJ Wade & Associates Insurance
    1826 Sir Tyler Dr Ste 260, Wilmington, NC 28405
    (910) 344-0323
  • 5.92 mi
    The Huneycutt Group
    1908 Eastwood Rd Ste 320, Wilmington, NC 28403
    (877) 441-3162
  • 5.92 mi
    Hibiske Insurance Group
    1613 Military Cutoff Rd Ste 200, Wilmington, NC 28403
    (910) 799-6161
  • 5.92 mi
    B&R Insurance & Financial Products
    1650 Military Cutoff Rd Ste 100, Wilmington, NC 28403
    (910) 777-2744
  • 5.92 mi
    AAA Insurance
    1520 Military Cutoff Rd # 302, Wilmington, NC 28403
    (910) 679-1440
  • 5.92 mi
    James E Moore Insurance Agency
    1508 Military Cutoff Rd Ste 104, Wilmington, NC 28403
    (910) 256-5333
  • 5.92 mi
    Phoenix Insurance Agency
    6329 Oleander Dr Ste 200, Wilmington, NC 28403
    (910) 332-6835
  • 5.92 mi
    Senn Dunn Insurance
    1411 Commonwealth Dr Ste 201, Wilmington, NC 28403
    (910) 442-2860
  • 5.92 mi
    Cedric Dickerson
    5919 Oleander Dr Ste 104, Wilmington, NC 28403
    (910) 395-4064
  • 5.92 mi
    Standard Insurance
    2709 Market St Ste 205, Wilmington, NC 28403
    (910) 251-5000
  • 5.92 mi
    Jimi Woodruff
    2805 Market St, Wilmington, NC 28403
    (910) 859-0404
  • 5.92 mi
    Amina Shade
    3001 Wrightsville Ave, Wilmington, NC 28403
    (910) 799-2503
  • 5.92 mi
    NC Farm Bureau Insurance - Vickie Adcox
    1303b Independence Blvd, Wilmington, NC 28403
    (910) 343-9900
  • 5.92 mi
    American Auto Club Insurance Agency
    3501 Oleander Dr Ste 3, Wilmington, NC 28403
    (910) 442-2161
  • 5.92 mi
    AAC Insurance Group
    3009 Market St, Wilmington, NC 28403
    (910) 254-1015
  • 5.92 mi
    Bennie Sheally III
    34 Covil Ave, Wilmington, NC 28403
    (910) 452-9877
  • 5.92 mi
    George Chadwick Insurance
    3301 Wrightsville Ave, Wilmington, NC 28403
    (910) 762-2489
  • 5.92 mi
    Ai Insurance
    3205 Randall Pkwy Ste 119, Wilmington, NC 28403
    (910) 793-1476
  • 5.92 mi
    Insurance Marketplace
    3516 Wrightsville Ave, Wilmington, NC 28403
    (910) 799-9003
  • 5.92 mi
    Glasgow Hicks Insurance Agency
    3807 Peachtree Ave, Wilmington, NC 28403
    (910) 794-6106
  • 5.92 mi
    William B Sheally III
    3905 Oleander Dr Ste A, Wilmington, NC 28403
    (910) 452-9877
  • 5.92 mi
    Able Auto & Cycle Insurance Agency
    4008 Oleander Dr, Wilmington, NC 28403
    (910) 452-4333
  • 5.92 mi
    Atlantic Coast Auto Insurance Agency
    3908 Market St Ste 104, Wilmington, NC 28403
    (910) 343-0030
  • 5.92 mi
    Direct General Auto Insurance
    4210 Oleander Dr, Wilmington, NC 28403
    (910) 395-5577
  • 5.92 mi
    Protective Agency
    21 S Kerr Ave, Wilmington, NC 28403
    (910) 791-0540
  • 5.92 mi
    Port City Insurance
    925 S Kerr Ave Ste G-3, Wilmington, NC 28403
    (910) 790-9595
  • 5.92 mi
    Cross Roads Insurance Agency
    4555 Fountain Dr, Wilmington, NC 28403
    (910) 338-3748
  • 5.92 mi
    JAS Insurance Group
    904 S College Rd, Wilmington, NC 28403
    (888) 273-2212
  • 5.92 mi
    Greg Ochipa
    1039 S College Rd Ste 105, Wilmington, NC 28403
    (910) 395-5252
  • 5.92 mi
    Brad Sizemore
    929 S College Rd, Wilmington, NC 28403
    (910) 791-5567
  • 5.92 mi
    Azalea Insurance Services
    4655 Peachtree Ave, Wilmington, NC 28403
    (910) 799-8611
  • 5.92 mi
    C Benjamin Spradley Insurance Agency
    4655 Peachtree Ave, Wilmington, NC 28403
    (910) 791-6886
  • 5.92 mi
    Don Bullard Insurance
    4709 Oleander Dr, Wilmington, NC 28403
    (910) 791-5400
  • 5.92 mi
    David Ward
    4818 New Centre Dr, Wilmington, NC 28403
    (910) 799-2357
  • 5.92 mi
    Tammy McNeill
    413 S College Rd Ste 7, Wilmington, NC 28403
    (910) 392-2484
  • 5.92 mi
    Coastal Insurance Advisors
    100 Old Eastwood Rd Ste 115, Wilmington, NC 28403
    (910) 399-4670
  • 5.92 mi
    Rob Cutting
    432 Eastwood Rd Ste 100, Wilmington, NC 28403
    (910) 798-2460
  • 5.92 mi
    Edward Stephen Owens III
    5704 Oleander Dr, Wilmington, NC 28403
    (910) 392-1985
  • 5.92 mi
    Southeastern Insurance
    5903 Oleander Dr, Wilmington, NC 28403
    (910) 799-1126
  • 9.95 mi
    Jonathan Calhoun - State Farm Insurance
    507 Shipyard Blvd, Wilmington, NC 28412
    (910) 632-2397
  • 9.95 mi
    Insurance People of Wilmington
    2528 Independence Blvd Ste 104, Wilmington, NC 28412
    (919) 383-0442
  • 9.95 mi
    North Carolina Coastal Insurance
    420 Raleigh St Ste A, Wilmington, NC 28412
    (910) 508-5561
  • 9.95 mi
    Henry Brown
    2816a S College Rd, Wilmington, NC 28412
    (910) 395-2300
  • 9.95 mi
    Lynn Bullard
    3600 S College Rd Ste Vly, Wilmington, NC 28412
    (910) 791-6026
  • 9.95 mi
    Morgan Scheibel
    3715 Patriot Way Ste 135, Wilmington, NC 28412
    (910) 392-3392
  • 9.95 mi
    Ann Marie Cooper
    4837 Carolina Beach Rd Ste 101, Wilmington, NC 28412
    (910) 392-5040
  • 9.95 mi
    David Ager
    4837 Carolina Beach Rd Ste 101, Wilmington, NC 28412
    (910) 392-5040
  • 9.95 mi
    Greg Hibiske Insurance Agency
    5202 Carolina Beach Rd Ste 10, Wilmington, NC 28412
    (910) 790-5501
  • 9.95 mi
    AAA Insurance
    5315 S College Rd Ste F, Wilmington, NC 28412
    (910) 799-9199
  • 9.95 mi
    Thomas W. Murphy
    5525 Carolina Beach Rd, Wilmington, NC 28412
    (910) 799-8878
View all agents ↓

Learn More About Car Insurance in Wilmington, NC

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

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