Stellantis recalled 1,076,999 Jeep Wrangler and Gladiator vehicles from model years 2021 through 2025 on June 9, 2026, after 51 reported fires were traced to overheating power-steering pump wiring. If a recalled Jeep burns before dealers install the free fix, comprehensive coverage pays for the loss minus your deductible, while collision and liability-only policies do not.
Stellantis is recalling 1,076,999 Jeep Wrangler and Gladiator vehicles because the electric power-steering pump wiring can overheat and ignite, even when the ignition is switched off. The National Highway Traffic Safety Administration issued an urgent "park outside" warning on June 9, 2026, directing owners to keep affected vehicles away from homes, garages, and other cars until a dealer installs the repair at no charge.
- Recall 26V363000 covers 787,887 Jeep Wranglers and 289,112 Gladiators built for model years 2021 to 2025.
- NHTSA has confirmed 51 fires and one injury, some starting while the vehicle sat parked and turned off.
- Comprehensive coverage, not collision, pays for a car fire outside of a crash, minus a deductible that averages $500.
- Owner notification letters are scheduled to mail on July 9, 2026, and the repair costs owners nothing.
What Jeep Is Recalling and Why
The defect sits in the electric hydraulic power-steering pump wiring, where a faulty electrical connection can overheat nearby combustible material and start a fire. NHTSA logged 51 fires and one injury tied to the problem before Stellantis filed recall campaign 26V363000. Wranglers produced between June 24, 2020, and December 2, 2024, fall inside the suspect window, alongside Gladiators built from August 18, 2020, through December 2, 2024.
The recall splits into 787,887 Jeep Wranglers and 289,112 Jeep Gladiators, a combined 1,076,999 vehicles that regulators say can catch fire while parked and switched off. Dealers will inspect and replace the affected wiring and pump for free, and FCA expects to mail owner notification letters on July 9, 2026.
This recall grew out of federal investigation PE24024, which NHTSA opened after drivers reported Jeeps smoking or burning in their driveways. Confirm whether a specific vehicle is affected at recalls.mopar.com or on NHTSA.gov, where the searchable VIN lookup went live on June 11, 2026. FCA's customer service line at 800-853-1403 answers recall questions directly, and NHTSA's Vehicle Safety Hotline at 888-327-4236 offers a second channel.
Does Car Insurance Cover a Jeep Fire?
Fire damage falls under comprehensive coverage, the optional part of a policy that pays for losses outside of a collision. A driver carrying liability only collects nothing when a parked Wrangler burns, because liability covers damage you cause to other people, not your own vehicle. Collision coverage applies just when a crash sparks the flames, so a Jeep that ignites in a driveway becomes a comprehensive claim rather than a collision one.
Comprehensive deductibles range from $250 to $1,500, and $500 is the most common amount across the industry. A fire that totals a 2022 Jeep Wrangler worth about $32,000 would pay that actual cash value minus the deductible, leaving a $500-deductible policyholder with roughly $31,500. Values for 2021 to 2025 Wranglers and Gladiators currently run from about $23,000 to more than $45,000 on Kelley Blue Book, so trim, mileage, and condition swing the final check by thousands of dollars.
| How the fire starts | Coverage that pays | Typical deductible | Who can recover the cost |
|---|---|---|---|
| Parked, wiring overheats (this recall) | Comprehensive | $250 to $1,500 | Your insurer may recover from Stellantis |
| Fire ignites during a crash | Collision | $500 to $1,000 | The at-fault driver's insurer |
| Wildfire, arson, or vandalism | Comprehensive | $250 to $1,500 | Comprehensive claim only |
| Liability-only policy | None for your vehicle | Full replacement cost | You pay out of pocket |
Deductible ranges reflect industry averages reported by MoneyGeek and Progressive for comprehensive and collision coverage in 2026. Vehicle values reference Kelley Blue Book listings for 2021 to 2025 Jeep Wrangler and Gladiator models as of July 2026.
A recall does not cancel your right to file a claim, and it can actually shield your premium. When a manufacturer defect causes the loss, your insurer can pursue subrogation, recovering what it paid from Stellantis, which usually keeps the claim off your record as an at-fault event. Filing a comprehensive claim for a recall fire generally will not raise your rate the way an at-fault crash does, though a total loss on a financed Jeep can leave a balance that only gap insurance covers.
The free recall fixes the wiring so your Jeep does not catch fire. It does not reimburse damage that already happened. If your vehicle burns before the repair, you file a comprehensive claim with your own insurer, pay your deductible, and let the insurer chase Stellantis for reimbursement through subrogation.
Why Large Fire Recalls Keep Happening
Stellantis, Hyundai, Kia, and Ford have each issued do-not-park-indoors recalls since 2023 over wiring and pump fires that start with the engine off. A defect touching more than 1 million vehicles concentrates risk for insurers, because one faulty part can trigger thousands of comprehensive claims in the same stretch of months. The 51 fires NHTSA has confirmed represent a fraction of the recalled fleet, yet each total loss can exceed $30,000 given current Wrangler and Gladiator values.
Modern SUVs and trucks now carry dozens of powered electrical connections, and any one of them can become an ignition source when a crimp or connector fails. That complexity helps explain why comprehensive claims for fire and electrical damage have climbed alongside vehicle content. Drivers who dropped comprehensive to save money face the full replacement bill if a recalled Jeep burns, a gamble that full coverage removes for the price of a deductible.
What Jeep Owners Should Do Now
Check your VIN today
Enter your 17-character VIN at recalls.mopar.com or NHTSA.gov, or call FCA at 800-853-1403 to confirm whether campaign 26V363000 applies to your Wrangler or Gladiator.
Park outside, away from structures
Keep the vehicle at least a car length from homes, garages, and other cars until the repair is done, because the wiring can ignite while the Jeep sits turned off.
Schedule the free repair
Watch for the owner notification letter mailing July 9, 2026, then book the no-cost wiring and pump replacement with any Jeep dealer as soon as parts arrive.
Confirm you carry comprehensive
Call your insurer to verify your policy includes comprehensive coverage, since a liability-only policy pays nothing if the Jeep burns before you complete the fix.
Looking Ahead
FCA expects owner notification letters to reach mailboxes starting July 9, 2026, though the physical repair depends on replacement parts arriving at each dealer. NHTSA's SaferCar app and the recall lookup tool will track remedy status as Stellantis distributes new wiring nationwide. Any owner who notices smoke, a burning smell, or a steering warning light before the fix should stop driving, park well clear of buildings, and call FCA at 800-853-1403.
Frequently Asked Questions
Yes, if you carry comprehensive coverage. Comprehensive pays for fire damage that happens outside of a collision, including a fire that starts from the recalled power-steering wiring while the Jeep is parked. A liability-only policy will not cover damage to your own vehicle.
Yes. You pay your comprehensive deductible upfront, commonly $500, and your insurer covers the rest up to your vehicle's actual cash value. Your insurer can then recover its payment from Stellantis through subrogation, and some carriers refund your deductible if that recovery succeeds.
A comprehensive claim for a recall-related fire is not treated as an at-fault loss, so it generally has less impact on your rate than a collision you caused. Because the defect is the manufacturer's fault, subrogation often keeps the claim from counting against you at renewal.
Enter your VIN at recalls.mopar.com or on NHTSA.gov under recall campaign 26V363000. The recall covers 2021 to 2025 Jeep Wrangler and Gladiator vehicles, and you can also call FCA at 800-853-1403 or NHTSA at 888-327-4236 to confirm.
Park the vehicle outside and away from homes, garages, and other cars, because the wiring can overheat even when the ignition is off. Keep the vehicle accessible for the free dealer repair once parts are available, and stop driving immediately if you smell burning or see smoke.
- NHTSA - Consumer Alert: Urgent Park Outside Warning Issued for 1 Million Jeeps (June 9, 2026)
- NHTSA - Part 573 Safety Recall Report 26V363
- The Detroit News - Fires and injury linked to Jeep Wrangler, Gladiator recall
- BizzyCar - June 2026 Jeep Recall for Power Steering Pump Fire Risk
- MoneyGeek - Does Car Insurance Cover Fire Damage?
- Kelley Blue Book - Jeep Gladiator and Wrangler Values