Cheap Car Insurance in Cape Coral, Florida (With 2024 Rates)

Lowest Premium

$464 / YEAR

Average Premium

$900 / YEAR

Highest Premium

$1092 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Cape Coral is around $900 and can go upto $1092. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Cape Coral by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Cape Coral. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
33904	$900
33909	$901
33919	$
33993	$897

Insurance Agents in Cape Coral, FL and Near by

0 mi

FLB Insurance

1716 Cape Coral Pkwy E, Cape Coral, FL 33904

(239) 205-1500
0 mi

Cape Insurance Agency

3624 Del Prado Blvd S Ste B, Cape Coral, FL 33904

(239) 443-1307
0 mi

Integrated Insurance Services

1639 Cape Coral Pkwy E Ste 104, Cape Coral, FL 33904

(239) 549-5420
0 mi

Susan Schreiber Martin Insurance Agency LLC

3723 Del Prado Blvd S Ste B, Cape Coral, FL 33904

(239) 540-0005
0 mi

Ken Schuman Insurance

4533 Del Prado Blvd S Ste A, Cape Coral, FL 33904

(239) 542-5700
0 mi

Monteagle Insurance

4210 Del Prado Blvd S, Cape Coral, FL 33904

(239) 541-2222
0 mi

Dawson Companies

3501 Del Prado Blvd S Ste 204, Cape Coral, FL 33904

(239) 542-1533
0 mi

Gulf Harbor Insurance

4414 Del Prado Blvd S Ste 4, Cape Coral, FL 33904

(239) 214-0886
0 mi

Agrusti Insurance Agency

4518 Del Prado Blvd S Ste 6, Cape Coral, FL 33904

(239) 574-7283
0 mi

Direct General Auto Insurance

3512 Del Prado Blvd S Ste 101, Cape Coral, FL 33904

(239) 945-0555
0 mi

State Insurance Agency

3321 Del Prado Blvd S Ste 2, Cape Coral, FL 33904

(941) 235-8110
0 mi

Floridian Insurance

3013 Del Prado Blvd S Ste 12, Cape Coral, FL 33904

(239) 542-9900
0 mi

Christopher Brede

1406 SE 46th Ln Ste 1, Cape Coral, FL 33904

(239) 540-7000
0 mi

Tim Collier

1315 SE 47th St, Cape Coral, FL 33904

(239) 541-4444
0 mi

Premier Insurance Corporation

1326 Cape Coral Pkwy E Ste 1, Cape Coral, FL 33904

(239) 542-7101
0 mi

We Insure - Aileen Ardolino

1319 Cape Coral Parkway E, Cape Coral, FL 33904

(239) 540-7060
0 mi

Kevin Schuman

2801 Del Prado Blvd S, Cape Coral, FL 33904

(239) 945-8888
0 mi

Florida Protect Insurance

2816 Del Prado Blvd S Ste 8, Cape Coral, FL 33904

(855) 264-4434
0 mi

Greg Thomas Insurance Agency

1222 SE 47th St Ste 305, Cape Coral, FL 33904

(239) 205-3119
0 mi

Olin Hill & Associates

2804 Del Prado Blvd S Ste 107, Cape Coral, FL 33904

(239) 945-1900
0 mi

Margaret Elaine Jennings

4637 Vincennes Blvd Ste 7, Cape Coral, FL 33904

(239) 540-4200
0 mi

Cape Coral Insurance Center

1103 Cape Coral Pkwy E Ste A, Cape Coral, FL 33904

(239) 549-6255
0 mi

Herndon Carr & Co

1031 Cape Coral Pkwy E, Cape Coral, FL 33904

(239) 205-6072
0 mi

BB&T - Oswald Trippe & Company

4707 SE 9th Pl Ste 102, Cape Coral, FL 33904

(239) 772-5400
0 mi

Unbeatable Insurance Agency

851 Cape Coral Pkwy E Ste B, Cape Coral, FL 33904

(369) 470-3116
0 mi

Craig Arndt

820 Lafayette St, Cape Coral, FL 33904

(239) 471-0600
0 mi

Torres Insurance Agency

540 SE 47th Ter, Cape Coral, FL 33904

(239) 945-1118
0 mi

Barton Insurance & Financial Services

447 Cape Coral Pkwy E, Cape Coral, FL 33904

(239) 542-5300
0 mi

Auto King Insurance

419 Cape Coral Pkwy, Cape Coral, FL 33904

(239) 540-5757
2.91 mi

Edison Insurance Services

6325 Presidential Ct Ste 1a, Fort Myers, FL 33919

(239) 267-4042
2.91 mi

Bouchard Insurance

8191 College Pkwy, Fort Myers, FL 33919

(239) 489-3232
2.91 mi

Brightway Insurance of Fort Myers

8660 College Pkwy Ste 300, Fort Myers, FL 33919

(239) 466-8050
2.91 mi

Southwest Florida Insurance Associates

8695 College Pkwy Ste 160, Fort Myers, FL 33919

(239) 489-1212
2.91 mi

Jill Wedeles Caile

8841 College Pkwy Ste 103, Fort Myers, FL 33919

(239) 482-7804
2.91 mi

Ludden Insurance Agency

8931 Conference Dr Ste 7, Fort Myers, FL 33919

(239) 437-5800
2.91 mi

Terry A Keith Agency

8931 Conference Dr Ste 4, Fort Myers, FL 33919

(239) 482-3040
2.91 mi

Sutton & Associates Insurance Agency

1361 Royal Palm Square Blvd Ste 5, Fort Myers, FL 33919

(239) 939-7303
2.91 mi

Kevin G. Lewis

1430 Royal Palm Square Blvd Ste 102, Fort Myers, FL 33919

(239) 936-5100
2.91 mi

Sawyer Insurance

1412 Royal Palm Square Blvd Ste 104, Fort Myers, FL 33919

(239) 275-0700
2.91 mi

We Insure - Richard Hassad

4575 Via Royale, Fort Myers, FL 33919

(239) 344-7002
2.91 mi

Olde Florida Insurance

6719 Winkler Rd Ste 114, Fort Myers, FL 33919

(239) 333-0711
2.91 mi

Charlie Dodson

9541 Cypress Lake Drive Suite A, Fort Myers, FL 33919

(239) 433-2139
2.91 mi

Ray Hair

9541 Cypress Lake Dr, Fort Myers, FL 33919

(239) 995-0202
2.91 mi

Wunderlin & Associates

13601 Mcgregor Blvd Ste 15, Fort Myers, FL 33919

(239) 226-0800
2.91 mi

Nash Insurance & Associates

8801 College Pkwy Ste 1 & 5, Fort Myers, FL 33919

(239) 333-0888
3.6 mi

Carlock & Associates Insurance

2002 Del Prado Blvd S Ste 200, Cape Coral, FL 33990

(239) 549-0221
3.6 mi

Fiesta Auto Insurance

1622 Del Prado Blvd S Ste 3, Cape Coral, FL 33990

(239) 230-2015
3.6 mi

Marc Anthony Agency

1508 SE 17th Ave, Cape Coral, FL 33990

(239) 772-3400
3.6 mi

Kelly's Insurance Group

1423 SE 16th Pl Ste 103, Cape Coral, FL 33990

(239) 829-0200
3.6 mi

Pine Island Corridor Insurance Agency

2328 Hancock Bridge Pkwy Ste 1, Cape Coral, FL 33990

(239) 772-1432
3.6 mi

Direct General Auto Insurance

8 Del Prado Blvd S Ste E, Cape Coral, FL 33990

(239) 573-9898
3.6 mi

Brower Insurance Agency

1510 Hancock Bridge Pkwy Ste 5, Cape Coral, FL 33990

(239) 458-1536
3.6 mi

Wilcox Family Insurance/FED USA Insurance

304 Del Prado Blvd S Ste D, Cape Coral, FL 33990

(239) 573-2463
3.6 mi

Freedom Insurance Center

923 Del Prado Blvd S Ste 102, Cape Coral, FL 33990

(239) 772-2886
3.6 mi

Pamela Vadas

1218 Del Prado Blvd S Ste B, Cape Coral, FL 33990

(239) 772-9530
4.37 mi

Edwin Pickett

4903 Chiquita Blvd S, Cape Coral, FL 33914

(239) 542-1117
4.37 mi

David Anthony Insurance Agency

615 Cape Coral Pkwy W Ste 104, Cape Coral, FL 33914

(239) 274-9200
4.37 mi

Dean Street Insurance

615 Cape Coral Parkway, Cape Coral, FL 33914

(239) 677-2500
4.37 mi

Delaplane Insurance

3316 Chiquita Blvd, Cape Coral, FL 33914

(239) 540-0606
4.37 mi

Dawn Sullivan

2708 Santa Barbara Blvd Ste 120, Cape Coral, FL 33914

(239) 541-3276
4.37 mi

Michael Sullivan

2708 Santa Barbara Blvd Ste 120, Cape Coral, FL 33914

(239) 574-4070
4.37 mi

Cape Coral Insurance Brokers

2517 Santa Barbara Blvd, Cape Coral, FL 33914

(239) 945-2886
4.37 mi

Great Florida Insurance - Andy Villalon

2517 Santa Barbara Blvd Ste 3, Cape Coral, FL 33914

(239) 673-8616
5.8 mi

Christy Michalec

1242 SW Pine Island Rd Ste 46, Cape Coral, FL 33991

(239) 541-4800
5.8 mi

Schuman Family Insurance

1216 SW 4th St Ste 1, Cape Coral, FL 33991

(239) 242-1234
5.8 mi

Chapple Insurance Group

900 SW Pine Island Rd Ste 207, Cape Coral, FL 33991

(239) 673-7991
5.8 mi

Patrick Swaney

814 SW Pine Island Rd Ste 205, Cape Coral, FL 33991

(239) 283-9999
5.8 mi

Smith Insurance Agency

SW 3rd St, Cape Coral, FL 33991

(239) 282-1343
5.8 mi

Allied Insurance Management Inc

1617 Santa Barbara Blvd Ste 1, Cape Coral, FL 33991

(239) 541-3100
5.8 mi

Edwin Pickett

2125 Santa Barbara Blvd, Cape Coral, FL 33991

(239) 458-1122
8.15 mi

Ted Todd Insurance

2481 Del Prado Blvd N Ste 117, Cape Coral, FL 33909

(239) 540-4848
8.15 mi

David Schuman

1329 Hibiscus Dr, Cape Coral, FL 33909

(239) 242-8072
8.15 mi

Kevin Schuman

1329 Hibiscus Dr, Cape Coral, FL 33909

(239) 242-8072
8.15 mi

Halbrehder Family Agency

601 Del Prado Blvd N Ste 11, Cape Coral, FL 33909

(239) 772-1287
8.15 mi

Look Insurance Agency

441 Del Prado Blvd N Ste 6, Cape Coral, FL 33909

(239) 458-0500
8.15 mi

Acentria Insurance

405 Del Prado Blvd N Ste 100, Cape Coral, FL 33909

(239) 540-7283
8.15 mi

Dan McGuire

234 Del Prado Blvd N Ste 2, Cape Coral, FL 33909

(239) 573-2088
8.15 mi

Professional Insurance Service

9 Del Prado Blvd N Ste 3, Cape Coral, FL 33909

(239) 573-7010
8.15 mi

De Alava Group Insurance

1136 NE Pine Island Rd Ste 39, Cape Coral, FL 33909

(239) 400-1108
8.15 mi

Our Family Insurance

1136 NE Pine Island Rd Ste 7, Cape Coral, FL 33909

(239) 458-7468
8.15 mi

Barton Insurance & Financial Services

1091 NE Pine Island Rd, Cape Coral, FL 33909

(239) 574-6717
8.15 mi

HRI Insurance

1110 NE Pine Island Rd Ste 20, Cape Coral, FL 33909

(239) 424-8674
8.15 mi

C & S Insurance

303 NE 3rd Ave Ste 2, Cape Coral, FL 33909

(239) 573-6458
8.15 mi

Bradley Walden

303 NE 3rd Ave Ste 7, Cape Coral, FL 33909

(239) 984-0185

View all agents ↓

Learn More About Car Insurance in Cape Coral, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.