Cheap Car Insurance in Clearwater, Florida (With 2024 Rates)

Lowest Premium

$744 / YEAR

Average Premium

$1100 / YEAR

Highest Premium

$1567 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Clearwater is around $1100 and can go upto $1567. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Clearwater by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Clearwater. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
33755	$1081
33756	$1080
33757	$1107
33760	$1106
33761	$1103
33762	$1128
33767	$
33769	$1077

Insurance Agents in Clearwater, FL and Near by

0 mi

Dean Robinson

1474 Gulf To Bay Blvd, Clearwater, FL 33755

(727) 446-6200
0 mi

David Lazanis Agency

1470 Gulf To Bay Blvd, Clearwater, FL 33755

(727) 443-6267
0 mi

Great Florida Insurance - Mike Lazanis

1468 Gulf To Bay Blvd, Clearwater, FL 33755

(727) 441-9080
0 mi

Auto Insurance Plus

1212 Cleveland St, Clearwater, FL 33755

(727) 446-9116
0 mi

HUB International Insurance

600 Cleveland St Ste 600, Clearwater, FL 33755

(727) 797-0441
0 mi

David Tapia

133 N Garden Ave, Clearwater, FL 33755

(727) 449-8800
2.17 mi

Pam Leonard-Williams

2476 Sunset Point Rd, Clearwater, FL 33765

(727) 799-2563
2.17 mi

Neal T. Seiter

2329 Sunset Point Rd Ste 200, Clearwater, FL 33765

(727) 797-4966
2.17 mi

Impel Insurance

1801 N Belcher Rd Ste C, Clearwater, FL 33765

(727) 223-3765
2.17 mi

Darry Bouie

1876 Drew St, Clearwater, FL 33765

(727) 461-6211
2.17 mi

Bay Area Insurance Associates

1932 Drew St Ste 10, Clearwater, FL 33765

(727) 441-9858
2.17 mi

Whitco Insurance Agency

1932 Drew St Ste 3, Clearwater, FL 33765

(727) 422-6099
2.17 mi

Fox Agency

1955 Drew St, Clearwater, FL 33765

(727) 447-8585
2.17 mi

Defrain Insurance

2114 Drew St Ste C, Clearwater, FL 33765

(727) 445-7771
2.17 mi

Freeway Insurance

1993 Drew St, Clearwater, FL 33765

(727) 203-7001
2.17 mi

Turner Insurance Advisor Group

2121 NE Coachman Rd, Clearwater, FL 33765

(727) 442-0012
2.17 mi

Laake Financial Services

1070 Kapp Dr, Clearwater, FL 33765

(727) 443-4571
2.17 mi

Bouchard Insurance

101 Starcrest Dr, Clearwater, FL 33765

(727) 447-6481
2.17 mi

Escurra United Underwriters Insurance

2140 Drew St Ste G, Clearwater, FL 33765

(727) 536-1760
2.17 mi

Engelke Insurance

2189 Cleveland St Ste 201, Clearwater, FL 33765

(727) 526-6785
2.17 mi

AAA Insurance

2170 Rainbow Dr, Clearwater, FL 33765

(727) 448-2600
2.17 mi

Earl W. Gainey

227 N Belcher Rd, Clearwater, FL 33765

(727) 442-3655
2.17 mi

Richard Nadeau

227 N Belcher Rd, Clearwater, FL 33765

(727) 688-3508
2.17 mi

Business Insurance Center

325 N Belcher Rd Fl 1, Clearwater, FL 33765

(727) 726-4989
2.17 mi

Clive Gavin

2270 Drew St Ste A, Clearwater, FL 33765

(727) 799-4665
2.17 mi

Parker Wilson Insurance Brokers

2297 Gulf To Bay Blvd, Clearwater, FL 33765

(727) 793-9700
2.17 mi

AlARCW Insurance

2433 Gulf To Bay Blvd, Clearwater, FL 33765

(727) 797-5193
2.55 mi

Acceptance Auto Insurance

1670 S Missouri Ave, Clearwater, FL 33756

(727) 518-8787
2.55 mi

Simmons Insurance

1465 S Fort Harrison Ave Ste 104, Clearwater, FL 33756

(727) 216-1111
2.55 mi

All Lines Insurance Group

1345 S Missouri Ave, Clearwater, FL 33756

(727) 446-5721
2.55 mi

United Underwriters Insurance

1231 Lakeview Rd, Clearwater, FL 33756

(727) 461-5454
2.55 mi

Clegg Insurance Group

1314 S Fort Harrison Ave, Clearwater, FL 33756

(727) 216-6555
2.55 mi

Direct General Auto Insurance

1231 S Missouri Ave, Clearwater, FL 33756

(727) 443-5781
2.55 mi

Gator Auto Insurance

1200 S Highland Ave, Clearwater, FL 33756

(727) 447-8408
2.55 mi

Gotta Havit Auto Insurance

918 S Missouri Ave, Clearwater, FL 33756

(727) 446-7735
2.55 mi

Lancaster Insurance

510 Druid Rd E, Clearwater, FL 33756

(727) 461-3704
2.55 mi

Condon-Meek Insurance

1211 Court St, Clearwater, FL 33756

(727) 446-5051
2.55 mi

Florida Coastal Insurance Agency

1234 Court St Ste B, Clearwater, FL 33756

(727) 569-6000
2.55 mi

Bay Area Insurance Shop

1452 Court St, Clearwater, FL 33756

(727) 446-4416
2.73 mi

Courtesy Insurance & Financial Services

2203 N Hercules Ave, Clearwater, FL 33763

(727) 210-0522
2.73 mi

Dimmitt Insurance

25191 Us Highway 19 N, Clearwater, FL 33763

(727) 797-9730
2.73 mi

Kelley Renfro-Bryan

25881 Us Highway 19 N, Clearwater, FL 33763

(727) 797-0400
3.73 mi

Bell Insurance Agency

4445 E Bay Dr Ste 312, Clearwater, FL 33764

(727) 524-4025
3.73 mi

Charles M Hicks Insurance

4625 E Bay Dr Ste 101, Clearwater, FL 33764

(727) 474-3870
3.73 mi

The Campbell Group

4625 E Bay Dr Ste 227, Clearwater, FL 33764

(727) 536-1997
3.73 mi

Homeowners Insurance Agency

2240 Belleair Rd Ste 200, Clearwater, FL 33764

(727) 216-6310
3.73 mi

Rob Sheehan

2323 Belleair Rd, Clearwater, FL 33764

(727) 535-5664
3.73 mi

Norris Bay Area Insurance

18200 Us Highway 19 N, Clearwater, FL 33764

(727) 213-0380
3.73 mi

Katherine Jones

575 S Hercules Ave Ste 604, Clearwater, FL 33764

(727) 447-8989
3.73 mi

American Family Agencies

555 S Hercules Ave Ste 402, Clearwater, FL 33764

(727) 669-4777
3.73 mi

Bay Area Insurance Associates

600 Bypass Dr Ste 111, Clearwater, FL 33764

(727) 441-9858
3.98 mi

Callahan Wealth Management & Insurance Services

1700 N Mcmullen Booth Rd Ste D2, Clearwater, FL 33759

(727) 315-0805
3.98 mi

Sihle Insurance Group

2653 Mccormick Dr, Clearwater, FL 33759

(727) 531-6800
3.98 mi

Brown & Brown of Florida

83 N Park Place Blvd Ste 101, Clearwater, FL 33759

(727) 461-6044
3.98 mi

Graddy Insurance

2794 Gulf To Bay Blvd Ste 1, Clearwater, FL 33759

(727) 797-8121
3.98 mi

Craig Duncan

2454 N Mcmullen Booth Rd Ste 421b, Clearwater, FL 33759

(727) 725-3668
4.92 mi

Great Florida Insurance - Jim Sullivan

2488 Curlew Rd, Clearwater, FL 33761

(727) 781-5533
4.92 mi

Humar Insurance

30039 Us Highway 19 N, Clearwater, FL 33761

(727) 786-3484
4.92 mi

1 Brick Insurance

29750 Us Highway 19 N Ste 203, Clearwater, FL 33761

(727) 282-1011
4.92 mi

Michael Buric

28960 Us Highway 19 N Ste 105, Clearwater, FL 33761

(727) 785-1127
4.92 mi

Key Palm Insurance

28463 Us Highway 19 N Ste 102, Clearwater, FL 33761

(727) 796-1312
4.92 mi

Phoenix Insurance Services

28051 Us Highway 19 N Ste 104, Clearwater, FL 33761

(727) 726-8690
4.92 mi

Gator Auto Insurance

28917 Us Highway 19 N, Clearwater, FL 33761

(727) 773-8554
4.92 mi

The Fessler Agency

3165 N Mcmullen Booth Rd Ste G-2, Clearwater, FL 33761

(727) 726-3377
4.92 mi

Mike Maher

3150 N Mcmullen Booth Rd, Clearwater, FL 33761

(727) 726-8844
4.92 mi

James Gardner

26238 Us Highway 19 N, Clearwater, FL 33761

(727) 441-3054
4.92 mi

Diana Devito

2535 Landmark Dr Ste 211 Bldg F, Clearwater, FL 33761

(727) 726-0382
4.92 mi

David Tate

2566 N Mcmullen Booth Rd Ste B, Clearwater, FL 33761

(727) 796-0408
4.92 mi

Laplante Agency

2715 State Road 580, Clearwater, FL 33761

(727) 796-8566
6.37 mi

Real Insurance Insurance

13575 58th St N Ste 148, Clearwater, FL 33760

(727) 528-2525
6.37 mi

Protect My Car

14100 58th St N, Clearwater, FL 33760

(800) 253-2850
8.38 mi

Strategic Insurance Services

2727 Ulmerton Rd Ste 300, Clearwater, FL 33762

(727) 213-1890
8.38 mi

First Florida Insurance Network of Tampa Bay

2685 Ulmerton Rd Ste 201, Clearwater, FL 33762

(727) 498-6551
8.38 mi

Doug Bishop Insurance Agency

2575 Ulmerton Rd Ste 210, Clearwater, FL 33762

(727) 572-7500
8.38 mi

Certified Insurance Underwriters

13246 38th St N, Clearwater, FL 33762

(727) 573-8554
8.38 mi

Crosslet Insurance Services

13246 38th St N, Clearwater, FL 33762

(727) 471-0818

View all agents ↓

Learn More About Car Insurance in Clearwater, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.