Cheap Car Insurance in Lakeland, Florida (With 2024 Rates)

Lowest Premium

$511 / YEAR

Average Premium

$893 / YEAR

Highest Premium

$1158 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Lakeland is around $893 and can go upto $1158. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Lakeland by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lakeland. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
33801	$882
33802	$906
33803	$895
33809	$870
33813	$878
33815	$899

Insurance Agents in Lakeland, FL and Near by

0 mi

Stahl & Associates Insurance

91 Lake Morton Dr, Lakeland, FL 33801

(863) 688-5495
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Sandra Grier-Bennett

1048 E Walnut St, Lakeland, FL 33801

(863) 688-1616
0 mi

Barfield Insurance & Financial Services

308 E Lemon St Ste 109, Lakeland, FL 33801

(863) 683-5409
0 mi

Sale Insurance Agency

309 S Tennessee Ave, Lakeland, FL 33801

(863) 682-0363
0 mi

Midflorida Insurance Services

129 S Kentucky Ave Fl 4, Lakeland, FL 33801

(888) 861-6160
0 mi

Fike Insurance Agency

311 S Tennessee Ave, Lakeland, FL 33801

(863) 683-8383
0 mi

Jefferson-Allsopp Insurance

439 S Florida Ave Ste 201, Lakeland, FL 33801

(863) 688-7691
0 mi

Tom Richards

415 S Florida Ave, Lakeland, FL 33801

(863) 688-8984
0 mi

Sihle Insurance Group

123 S Tennessee Ave Ste 1, Lakeland, FL 33801

(863) 940-3060
0 mi

Heacock Insurance Group

100 E Main St, Lakeland, FL 33801

(863) 683-2228
0 mi

One Life Insurance Services

832 S Florida Ave Ste 2, Lakeland, FL 33801

(863) 680-2886
0 mi

Fields Insurance & Financial Group

229 N Florida Ave, Lakeland, FL 33801

(855) 443-5689
0 mi

Larry Greenwald Insurance

1145 Bartow Rd, Lakeland, FL 33801

(863) 687-9188
0 mi

MRA Motorcycle Insurance

1431 E Gary Rd, Lakeland, FL 33801

(866) 333-1829
0 mi

Acceptance Auto Insurance

702 E Memorial Blvd Ste B, Lakeland, FL 33801

(863) 581-8101
0 mi

Direct General Auto Insurance

997 E Memorial Blvd Ste 100, Lakeland, FL 33801

(863) 644-2500
0 mi

Williams-Hess Insurance

1617 E Gary Rd, Lakeland, FL 33801

(863) 682-5195
0 mi

AAA Insurance

1457 E Memorial Blvd, Lakeland, FL 33801

(863) 688-7921
0 mi

Lanier Upshaw

1115 Bartow Rd, Lakeland, FL 33801

(863) 686-2113
0 mi

Freeway Insurance

1539 S Combee Rd, Lakeland, FL 33801

(863) 733-7001
13.37 mi

Phil Bagwell

6609 N Socrum Loop Rd, Lakeland, FL 33809

(863) 859-5617
13.37 mi

Danny Horvath

7393 Us Highway 98 N, Lakeland, FL 33809

(863) 859-4916
13.37 mi

Keith Hargrove

6751 Us Highway 98 N, Lakeland, FL 33809

(863) 853-1221
13.37 mi

Julie Jackson

6146 Us Highway 98 N, Lakeland, FL 33809

(863) 859-1491
13.37 mi

Chris Spivey

5228 Us Highway 98 N, Lakeland, FL 33809

(863) 858-4878
13.37 mi

Nichols Insurance Group

5332 Us Highway 98 N, Lakeland, FL 33809

(863) 816-7836
13.37 mi

Family Insurance Centers

5508 Us Highway 98 N, Lakeland, FL 33809

(863) 667-2525
13.37 mi

Garland Insurance

5620 Us Highway 98 N, Lakeland, FL 33809

(863) 683-9334
3.13 mi

Headley Insurance Agency

3544 S Florida Ave, Lakeland, FL 33803

(863) 617-7425
3.13 mi

All Florida Insurance Agency

3526 S Florida Ave, Lakeland, FL 33803

(863) 646-6300
3.13 mi

Buzz Tarver

1121 S Florida Ave, Lakeland, FL 33803

(863) 683-5553
3.13 mi

Business Insurance Center

1700 S Florida Ave, Lakeland, FL 33803

(863) 616-1755
3.13 mi

Bailey Harris Insurance

1923 S Florida Ave, Lakeland, FL 33803

(863) 686-3100
3.13 mi

Florida Authorized Insurance Agency

2210 S Florida Ave, Lakeland, FL 33803

(863) 802-1060
3.13 mi

Wayne Peace

2325 S Florida Ave, Lakeland, FL 33803

(863) 688-8920
3.13 mi

George Franklin Insurance

115 Allamanda Dr, Lakeland, FL 33803

(863) 646-9653
3.13 mi

Lois Rankin

1255 Ariana St, Lakeland, FL 33803

(863) 682-7080
3.13 mi

Smith & Thomas Insurance

115 Rogers Ter, Lakeland, FL 33803

(863) 688-1141
3.13 mi

Direct General Auto Insurance

2810 South Florida Avenue, Lakeland, FL 33803

(863) 680-2274
3.13 mi

Insurance Office of America

2121 Harden Blvd, Lakeland, FL 33803

(863) 683-5565
3.13 mi

Full Cover Insurance Solutions

3141 S Florida Ave, Lakeland, FL 33803

(863) 248-6580
3.13 mi

Garland Insurance South

1740 E Edgewood Dr, Lakeland, FL 33803

(863) 682-2424
3.13 mi

Ewing Blackwelder & Duce Insurance

1925 E Edgewood Dr Ste 104, Lakeland, FL 33803

(863) 937-9040
3.13 mi

Keishun Cassell

2052 E Edgewood Dr, Lakeland, FL 33803

(863) 667-0046
3.13 mi

Mitchell Insurance Agency

2929 Lakeland Highlands Rd Ste 1, Lakeland, FL 33803

(863) 688-4455
3.13 mi

Family Insurance Centers

2248 E Edgewood Dr, Lakeland, FL 33803

(863) 853-3361
3.13 mi

Bob Ettensohn

3504 S Florida Ave, Lakeland, FL 33803

(863) 644-1188
4.32 mi

Herman Johnson, Jr

1507 Lakeland Hills Blvd Ste 103, Lakeland, FL 33805

(863) 688-8502
4.32 mi

Tyler Insurance Agency

1543 Lakeland Hills Blvd, Lakeland, FL 33805

(863) 687-4095
4.32 mi

Desoto Moulton Insurance

2411 Us Highway 98 N, Lakeland, FL 33805

(863) 687-7137
4.32 mi

Great Florida Insurance - Debbie Dixon

2614 Lakeland Hills Blvd Ste 5, Lakeland, FL 33805

(863) 859-7927
4.32 mi

Beall Insurance Services

3004 Us Highway 98 N, Lakeland, FL 33805

(863) 688-5400
4.32 mi

Phillip E. Walker

3119 Us Highway 98 N, Lakeland, FL 33805

(863) 686-5507
4.7 mi

Joy Morse

5727 Us Highway 98 S, Lakeland, FL 33812

(863) 647-2915
6.09 mi

SIG Insurance

615 Midflorida Dr Ste 2, Lakeland, FL 33813

(863) 937-9288
6.09 mi

Skipper Insurance Services

625 Commerce Dr Ste 204, Lakeland, FL 33813

(863) 644-4455
6.09 mi

Johnson & Hoge Insurance Group

5380 S Florida Ave, Lakeland, FL 33813

(863) 646-2104
6.09 mi

Steve Mullis

5300 S Florida Ave Ste 1, Lakeland, FL 33813

(863) 644-3505
6.09 mi

Citadel Insurance Services

1031 E County Road 540a, Lakeland, FL 33813

(863) 808-0012
6.09 mi

Mike Dluzniewski

5137 S Lakeland Dr Ste 2, Lakeland, FL 33813

(863) 816-6092
6.09 mi

Barfield Insurance & Financial Services

5015 S Florida Ave Ste 403, Lakeland, FL 33813

(863) 337-4966
6.09 mi

Julie Gilileo

2022 E County Road 540a, Lakeland, FL 33813

(863) 698-7702
6.09 mi

Brightway Insurance - Charlene Rodriguez

2152 E County Road 540a, Lakeland, FL 33813

(863) 644-7711
6.09 mi

Ewing Blackwelder & Duce Insurance

4930 Southfork Dr, Lakeland, FL 33813

(863) 647-5187
6.09 mi

Mark Lanier

4525 S Florida Ave Ste 7, Lakeland, FL 33813

(863) 644-6619
6.09 mi

Acceptance Auto Insurance

4221 S Florida Ave, Lakeland, FL 33813

(863) 607-4300
6.09 mi

Laurie Miele

231 Doris Dr, Lakeland, FL 33813

(863) 619-6868
6.09 mi

Lock Insurance

225 Doris Dr, Lakeland, FL 33813

(863) 646-5625
6.09 mi

Keith Todd

4720 Clevlnd Heights Blvd Ste 207, Lakeland, FL 33813

(863) 682-6399
6.09 mi

Dave Brooks

4688 E County Road 540a, Lakeland, FL 33813

(863) 937-9174
6.12 mi

Southern Family Insurance Services

101 W Main St Ste 123, Lakeland, FL 33815

(863) 248-2814
6.12 mi

Victory Insurance of Lakeland

305 W Memorial Blvd, Lakeland, FL 33815

(863) 687-4343
6.12 mi

Jack's Insurance Agency

4710 New Tampa Hwy, Lakeland, FL 33815

(863) 688-9271
8.53 mi

Insurance World

1135 Shepherd Rd, Lakeland, FL 33811

(863) 647-2255
9.98 mi

Caz Piurowski

2336 Griffin Rd, Lakeland, FL 33810

(863) 940-9011

View all agents ↓

Learn More About Car Insurance in Lakeland, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.