Cheap Car Insurance in Miami Beach, Florida (With 2024 Rates)

Lowest Premium

$617 / YEAR

Average Premium

$1471 / YEAR

Highest Premium

$5280 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Miami Beach is around $1471 and can go upto $5280. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Miami Beach by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Miami Beach. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
33109	$1372
33119	$1957
33131	$1464
33132	$2010
33139	$1221
33149	$
33154	$1331
33239	$1973

Insurance Agents in Miami Beach, FL and Near by

1.7 mi

GlobalBiz Services

1688 West Ave Apt 1203, Miami Beach, FL 33139

(651) 285-0338
1.7 mi

Estrella Insurance

1321 Alton Rd, Miami Beach, FL 33139

(305) 534-9434
1.7 mi

Joseph Conway

141 Alton Rd, Miami Beach, FL 33139

(305) 531-1223
1.7 mi

Pamela Brumer

141 Alton Rd, Miami Beach, FL 33139

(305) 531-1223
2.63 mi

CBIZ Benefits & Insurance Services

200 S Biscayne Blvd Ste 830, Miami, FL 33131

(305) 371-2731
2.63 mi

Marsh Private Client Services

200 S Biscayne Blvd Ste 950, Miami, FL 33131

(305) 341-5000
2.63 mi

We Insure - Claudia Herbas

245 SE 1st St, Miami, FL 33131

(786) 220-8497
2.63 mi

Miami Insurance Brokers

444 Brickell Ave Ste P41, Miami, FL 33131

(866) 729-1274
2.63 mi

Mesirow Insurance Services

600 Brickell Ave Ste 2520, Miami, FL 33131

(305) 416-3310
2.63 mi

Aon Risk Services

1001 Brickell Dr Ste 1100, Miami, FL 33131

(305) 372-9950
2.63 mi

Insurance Consulting Group

799 Brickell Plz Ste 600, Miami, FL 33131

(305) 347-5651
2.63 mi

American Risks Group Insurance

1001 Brickell Bay Dr Ste 2408, Miami, FL 33131

(305) 415-9633
2.63 mi

Celedinas Insurance Group

1111 Brickell Ave Ste 115, Miami, FL 33131

(305) 367-2020
2.63 mi

Eduardo Ferraz

1110 Brickell Ave Ste 105, Miami, FL 33131

(305) 379-3666
2.63 mi

International Insurance Advisors

1110 Brickell Ave Ste 103, Miami, FL 33131

(305) 371-7710
2.63 mi

Univista Insurance

1390 Brickell Ave Ste 335, Miami, FL 33131

(305) 227-9299
2.63 mi

Willis Personal Lines Insurance

1450 Brickell Ave Ste 1600, Miami, FL 33131

(305) 421-6219
2.78 mi

PVG Insurance Group

200 Crandon Blvd Ste 100, Key Biscayne, FL 33149

(305) 722-3850
6.21 mi

A & T Insurance Brokerage

800 71st St, Miami Beach, FL 33141

(305) 868-3277
6.21 mi

Estrella Insurance

1108 Normandy Dr, Miami Beach, FL 33141

(305) 867-0444
6.21 mi

Just Insurance Brokers

1220 Normandy Dr, Miami Beach, FL 33141

(305) 397-8807
8.41 mi

Amtrust Insurance

9592 Harding Ave, Miami Beach, FL 33154

(305) 861-7667

View all agents ↓

Learn More About Car Insurance in Miami Beach, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.