Cheap Car Insurance in Miami Gardens, Florida (With 2024 Rates)

Lowest Premium

$667 / YEAR

Average Premium

$1662 / YEAR

Highest Premium

$2995 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Miami Gardens is around $1662 and can go upto $2995. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Miami Gardens by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Miami Gardens. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
33055	$
33056	$1662
33169	$1650

Insurance Agents in Miami Gardens, FL and Near by

0 mi

Annette Willis Insurance Agency

18401 NW 27th Ave, Miami Gardens, FL 33056

(305) 625-2403
0 mi

Gardens Insurance

1818 NW 183rd St, Miami Gardens, FL 33056

(305) 621-0072
1.97 mi

Wilson Washburn & Forster Insurance

16505 NW 13th Ave, Miami, FL 33169

(305) 666-6636
1.97 mi

Family Insurance Services

21459 NW 2nd Ave, Miami, FL 33169

(305) 653-0224
1.97 mi

Charles Petersen

20911 NW 2nd Ave, Miami, FL 33169

(305) 653-0333
1.97 mi

All Universe Insurance

20328 NW 2nd Ave, Miami, FL 33169

(305) 653-7359
1.97 mi

Insure Smart

20286 NW 2nd Ave, Miami, FL 33169

(305) 653-7977
1.97 mi

Estrella Insurance

19902 NW 2nd Ave, Miami, FL 33169

(305) 609-0261
1.97 mi

Olga Williams

18980 NW 2nd Ave, Miami, FL 33169

(305) 654-8889
1.97 mi

Cloverleaf Insurance Brokers

18314 NW 7th Ave, Miami, FL 33169

(305) 655-1006
1.97 mi

Checkers Insurance

804 NW 183rd St, Miami, FL 33169

(305) 653-8444
1.97 mi

Ed Dawes Insurance Services

360 NW 183rd St, Miami, FL 33169

(305) 651-9662
1.97 mi

Bendell Insurance Group

111 NW 183rd St Ste 108, Miami, FL 33169

(888) 849-0385
1.97 mi

Insure With Us

18250 NW 2nd Ave, Miami, FL 33169

(305) 651-2300
1.97 mi

Best USA Insurance

18158 NW 2nd Ave, Miami, FL 33169

(305) 653-7651
2.01 mi

Estrella Insurance

18355 NW 57th Ave Ste 103b, Opa Locka, FL 33055

(305) 830-1477
2.01 mi

AJM Agencies Insurance

4888 NW 183rd St Ste 207, Opa Locka, FL 33055

(786) 440-5649
2.01 mi

Annette Willis Insurance Agency

4759 NW 183rd St, Opa Locka, FL 33055

(305) 625-8131

View all agents ↓

Learn More About Car Insurance in Miami Gardens, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.