Cheap Car Insurance in Palm Coast, Florida (With 2024 Rates)

Lowest Premium

$518 / YEAR

Average Premium

$839 / YEAR

Highest Premium

$1082 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Palm Coast is around $839 and can go upto $1082. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Palm Coast by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Palm Coast. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
32135	$843
32137	$832

Insurance Agents in Palm Coast, FL and Near by

0 mi

AJ Enterprises

Po Box 350978, Palm Coast, FL 32135

(386) 445-2130
0.78 mi

Robert Conser

17 Old Kings Rd N Ste R, Palm Coast, FL 32137

(386) 447-0003
0.78 mi

Flagler County Insurance Agency

12 Office Park Dr, Palm Coast, FL 32137

(386) 445-4640
0.78 mi

Insurance Zone

200 Ocean Crest Dr, Palm Coast, FL 32137

(407) 497-3477
0.78 mi

Florida Sun Insurance

4440 N Oceanshore Blvd Ste 106, Palm Coast, FL 32137

(386) 264-6708
0.78 mi

Showers Insurance Agency

29 Old Kings Rd N Ste 5b, Palm Coast, FL 32137

(386) 449-8460
0.78 mi

First Florida Insurance

1 Florida Park Dr S Ste 300, Palm Coast, FL 32137

(386) 447-8950
0.78 mi

Conser Insurance

21 Old Kings Rd N Ste B102, Palm Coast, FL 32137

(386) 445-0061
0.78 mi

Brightway Insurance - Ron Ginn

55 Plaza Dr Ste 5, Palm Coast, FL 32137

(386) 597-8200
0.78 mi

Tony Lopez

1475 Palm Coast Pkwy NW Ste 107, Palm Coast, FL 32137

(386) 597-0015
0.78 mi

Florida Farm Bureau Insurance

1000 Palm Coast Pkwy SW Ste 202, Palm Coast, FL 32137

(386) 447-5282
0.78 mi

Legacy Insurance & Associates Inc

4869 Palm Coast Pkwy NW, Palm Coast, FL 32137

(904) 800-1711
0.78 mi

Kopec Insurance

393 Palm Coast Pkwy SW Unit 4, Palm Coast, FL 32137

(386) 446-5307
0.78 mi

Welch Group

4883 Palm Coast Pkwy NW Unit 5, Palm Coast, FL 32137

(386) 446-4226
0.78 mi

Jeff Evans

4982 Palm Coast Pkwy NW Ste 5, Palm Coast, FL 32137

(386) 446-9594
0.78 mi

Coastal Palm Insurance Agency

2 Pine Lakes Pkwy N Ste 6, Palm Coast, FL 32137

(386) 313-5908
0.78 mi

All Counties Insurance Agency

120 Flagler Plaza Dr, Palm Coast, FL 32137

(386) 439-9254
0.78 mi

Koch Insurance Agency

50 Leanni Way Unit B1, Palm Coast, FL 32137

(386) 445-4141
6.02 mi

Steven Brown

160 Cypress Point Pkwy Ste A112, Palm Coast, FL 32164

(386) 445-1111
6.02 mi

Great Florida Insurance - James Cimorelli

160 Cypress Point Pkwy Ste C102, Palm Coast, FL 32164

(386) 446-0317
6.02 mi

Tilton & Unger

3 Cypress Branch Way Ste 101, Palm Coast, FL 32164

(386) 447-4448
6.02 mi

East Coast Insurors

4845 Belle Terre Pkwy, Palm Coast, FL 32164

(386) 446-3426
6.02 mi

Angel Hall

800 Belle Terre Pkwy Ste 114, Palm Coast, FL 32164

(386) 437-7117
6.02 mi

Atlantic Insurance Solutions

12 Seafaring Path, Palm Coast, FL 32164

(386) 679-9319

View all agents ↓

Learn More About Car Insurance in Palm Coast, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.