Cheap Car Insurance in Pensacola, Florida (With 2024 Rates)

Lowest Premium

$455 / YEAR

Average Premium

$860 / YEAR

Highest Premium

$1072 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Pensacola is around $860 and can go upto $1072. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Best Car Insurance Companies and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance. The major insurers are State Farm, Progressive and Geico.

Company	Annual premium (50/100/50)	Market share
Geico	$750	6.6%
State Farm	$970	9.3%
Allstate	$1,450	5.0%
Progressive	$1,390	5.6%

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Car Insurance Rates in Pensacola by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Pensacola. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
32501	$854
32502	$866
32506	$852
32509	$865
32559	$846

Insurance Agents in Pensacola, FL and Near by

0 mi

Kite Insurance Agency

304 W Cervantes St, Pensacola, FL 32501

(850) 438-0008
0 mi

Eagle Insurance Company

221 W Cervantes St, Pensacola, FL 32501

(850) 465-0216
0 mi

David E. Seckinger Jr.

1117 N 9th Ave, Pensacola, FL 32501

(850) 469-8082
0 mi

Southern Insurance Services

1010 N 12th Ave, Pensacola, FL 32501

(850) 438-5323
0 mi

Brad Phelps State Farm Insurance

1301 E Cervantes St, Pensacola, FL 32501

(850) 433-4678
1.31 mi

Fisher Brown Bottrell Insurance

1701 W Garden St, Pensacola, FL 32502

(850) 432-7474
1.31 mi

Holloway Insurance Agency

1507 W Garden St, Pensacola, FL 32502

(850) 434-0335
1.31 mi

Classic Insurance Group

1417 W Garden St, Pensacola, FL 32502

(850) 332-5717
1.31 mi

Pulos & Associates

1375 W Garden St, Pensacola, FL 32502

(850) 438-7255
1.31 mi

Thomas Insurance

1010 W Garden St, Pensacola, FL 32502

(850) 607-8145
1.31 mi

Beck Partners

151 W Main St Ste 200, Pensacola, FL 32502

(850) 476-3745
1.31 mi

Sihle Insurance Group

601 S Palafox St, Pensacola, FL 32502

(850) 332-5458
1.31 mi

McMahon & Hadder Insurance

11 W Garden St, Pensacola, FL 32502

(800) 810-9096
1.31 mi

John Shaffer

117 N Palafox St, Pensacola, FL 32502

(850) 433-4343
11.35 mi

Dave Reed Insurance

1091 N Navy Blvd, Pensacola, FL 32507

(850) 453-8555
11.35 mi

Lamar Dean & Associates

10427 Sorrento Rd Ste 305, Pensacola, FL 32507

(850) 497-6510
2.25 mi

Hiles-McLeod Insurance

1900 N 9th Ave, Pensacola, FL 32503

(850) 432-9912
2.25 mi

Florida Farm Bureau Insurance

2009 N 9th Ave, Pensacola, FL 32503

(850) 696-2142
2.25 mi

Steve Mayer Insurance

2150 N 9th Ave, Pensacola, FL 32503

(850) 434-7458
2.25 mi

Tarbuck Insurance Services

2200 N 9th Ave, Pensacola, FL 32503

(850) 607-2009
2.25 mi

Underwood Anderson & Associates

2302 N 9th Ave, Pensacola, FL 32503

(850) 434-5526
2.25 mi

Logan Insurance Agency

3801 N 9th Ave, Pensacola, FL 32503

(850) 438-1448
2.25 mi

Thompson-Walden Insurance

4761 N 9th Ave, Pensacola, FL 32503

(850) 478-0401
2.25 mi

Brightway Insurance - Pensacola

4401 Bayou Blvd, Pensacola, FL 32503

(850) 262-4550
2.25 mi

John Kizziah Agency

4300 Bayou Blvd Ste 23, Pensacola, FL 32503

(850) 477-8100
2.25 mi

Dax Gill Insurance Agency

4400 Bayou Blvd Ste 41-c, Pensacola, FL 32503

(850) 777-3090
2.25 mi

Susan Todaro Insurance & Financial Service

4400 Bayou Blvd Ste 18a, Pensacola, FL 32503

(850) 476-6399
2.25 mi

Nora C Sasser Agency

4400 Bayou Blvd Ste 21e, Pensacola, FL 32503

(850) 477-7221
2.25 mi

Emerald Coast Insurance Services

445 Corday St Ste 3, Pensacola, FL 32503

(850) 417-4821
2.25 mi

Keen Insurance Group

3298 Summit Blvd Ste 44, Pensacola, FL 32503

(850) 362-6562
2.25 mi

AAA Insurance

540 Brent Ln, Pensacola, FL 32503

(850) 477-6860
2.25 mi

John F. Willem

5555 N Davis Hwy Ste E, Pensacola, FL 32503

(850) 477-7186
2.93 mi

Insurance Ladies of Pensacola

3516 W Navy Blvd, Pensacola, FL 32505

(850) 912-8318
2.93 mi

Direct General Auto Insurance

1890 N Pace Blvd, Pensacola, FL 32505

(850) 434-5690
2.93 mi

Mitchell Insurance Agency

3750 N Pace Blvd, Pensacola, FL 32505

(850) 434-7753
2.93 mi

Advance Insurance of Northwest Florida

105 Beverly Pkwy Ste A, Pensacola, FL 32505

(850) 469-0880
2.93 mi

Zarahn Agency Inc

229 Beverly Pkwy, Pensacola, FL 32505

(850) 438-9169
2.93 mi

Key Insurance of Pensacola

5401 Pensacola Blvd, Pensacola, FL 32505

(850) 434-2460
2.93 mi

Arthur Searcy

916 W Michigan Ave Ste E, Pensacola, FL 32505

(850) 438-4615
2.93 mi

Belita Knighten

6171 Pensacola Blvd, Pensacola, FL 32505

(850) 475-2299
2.93 mi

Florida Insurance Agency

6231 North W St Ste 12, Pensacola, FL 32505

(850) 473-2226
2.93 mi

James Garcia

2728 N Pale Blvd Ste 2, Pensacola, FL 32505

(850) 637-2323
4.31 mi

Melissa Keener

1175 College Blvd, Pensacola, FL 32504

(850) 478-7490
4.31 mi

Steve Fifer

1510 Airport Blvd Ste 2, Pensacola, FL 32504

(850) 477-4098
4.31 mi

Great Florida Insurance - John Lynch

6224 N 9th Ave, Pensacola, FL 32504

(850) 475-0702
4.31 mi

Jay Newman Insurance

2930 Langley Ave Ste B, Pensacola, FL 32504

(850) 476-7441
4.31 mi

Michael Johnson

3127 Langley Ave, Pensacola, FL 32504

(850) 478-7748
4.31 mi

Nolan Jackson Insurance

6702 Plantation Rd Ste C, Pensacola, FL 32504

(850) 473-1000
4.31 mi

Scott Westmark

6600a N 9th Ave, Pensacola, FL 32504

(850) 479-3111
4.31 mi

A Plus Insurance Services Inc.

1149 Creighton Rd Ste 3, Pensacola, FL 32504

(850) 477-7615
4.31 mi

Zoellner's Insurance Agency

2101 Creighton Rd, Pensacola, FL 32504

(850) 475-4255
4.31 mi

Brown & Company

6706 N 9th Ave, Pensacola, FL 32504

(850) 471-9525
4.31 mi

Ty Cowen

2032 Creighton Rd Ste F, Pensacola, FL 32504

(850) 477-7557
4.31 mi

Whitman & Whitman

2032 Creighton Rd Ste A, Pensacola, FL 32504

(850) 477-8060
4.31 mi

Direct General Auto Insurance

6847 N 9th Ave Ste B, Pensacola, FL 32504

(850) 494-2302
4.31 mi

Dave Reed Insurance

2170 Creighton Rd, Pensacola, FL 32504

(850) 494-2264
4.31 mi

Finis Calvert Sr

2521a Creighton Rd, Pensacola, FL 32504

(850) 477-1358
7.15 mi

Acceptance Auto Insurance

8084 N Davis Hwy, Pensacola, FL 32514

(850) 476-3550
7.15 mi

Joe Leonard

8094 N Davis Hwy, Pensacola, FL 32514

(850) 478-9147
7.15 mi

All Risk Insurance

1913 E Olive Rd, Pensacola, FL 32514

(850) 478-5972
7.15 mi

Quinn Insurance & Investments

3454 E Olive Rd, Pensacola, FL 32514

(850) 494-2267
7.15 mi

Florida Farm Bureau Insurance

1140 E Nine Mile Rd, Pensacola, FL 32514

(850) 478-6261
7.15 mi

Alcide Wiltz IV

401 E Nine Mile Rd, Pensacola, FL 32514

(850) 479-2144
7.15 mi

Kittrell Insurance

312 E Nine Mile Rd Ste 24, Pensacola, FL 32514

(850) 477-4716
8.07 mi

Amy Harvey

8107 Pensacola Blvd, Pensacola, FL 32534

(850) 478-5400
8.07 mi

The Siler Agency

8445 Pensacola Blvd, Pensacola, FL 32534

(850) 476-7443
8.07 mi

Mickey Hornsby Insurance Agency

9258 N Palafox St, Pensacola, FL 32534

(850) 474-0543
8.07 mi

Laura Mitchell

198 E Nine Mile Rd, Pensacola, FL 32534

(850) 484-6714
8.07 mi

Larry White & Associates

196 E Nine Mile Rd Ste A, Pensacola, FL 32534

(850) 479-3535
8.07 mi

Robert O'Neil

40 W Nine Mile Rd Ste E, Pensacola, FL 32534

(850) 937-7037
8.07 mi

Dewitt Insurance - Regina Beckworth

9413 N Palafox St # 3, Pensacola, FL 32534

(850) 857-7774
8.07 mi

Lucas Commercial Insurance

1259 W Nine Mile Rd, Pensacola, FL 32534

(850) 476-2733
8.07 mi

Great Florida Insurance - Stacey White

9900b Pensacola Blvd, Pensacola, FL 32534

(850) 968-2494
8.07 mi

Casey Roberts

2107 W Nine Mile Rd Ste 5, Pensacola, FL 32534

(850) 475-0880
9.04 mi

Extreme Insurance

123 N New Warrington Rd, Pensacola, FL 32506

(850) 455-0101
9.04 mi

Jennifer Hester

238 N New Warrington Rd, Pensacola, FL 32506

(850) 455-2234
9.04 mi

Mike Hill

611 N New Warrington Rd, Pensacola, FL 32506

(850) 456-2886
9.04 mi

Gulf Coast Advantage Insurance

700 N New Warrington Rd, Pensacola, FL 32506

(850) 497-6810
9.04 mi

Coggins Insurance Agency

504 S Fairfield Dr Apt A1, Pensacola, FL 32506

(850) 457-3299
9.04 mi

Acceptance Auto Insurance

5022 W Fairfield Dr, Pensacola, FL 32506

(850) 456-4953
9.04 mi

Dennis Fulk

7702 W Fairfield Dr, Pensacola, FL 32506

(850) 456-7437
9.69 mi

Great Florida Insurance - Donna Creel

6705 Pine Forest Rd Ste 300, Pensacola, FL 32526

(850) 378-2500
9.69 mi

John Shaffer

6705 Pine Forest Rd Ste 100, Pensacola, FL 32526

(850) 433-4301
9.69 mi

Florida Insurance Agency

7250 Pine Forest Rd, Pensacola, FL 32526

(850) 944-0554

View all agents ↓

Learn More About Car Insurance in Pensacola, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.