News
Semiconductor and European Tariffs Push Collision Repair Costs Higher in 2026
New 25% chip tariffs and European duties add $200+ per vehicle to repair costs. See how these tariffs could raise your auto insurance premiums.
Read full article
Root and Carvana Hit 200,000 Embedded Insurance Policies Across 36 States
Root and Carvana's embedded insurance partnership surpassed 200,000 policies in 36 states. Learn how the 3-click checkout works and what it means for car buyers...
Read full article
Colorado's Hands-Free Law Prevented 600 Crashes in Its First Year, New Data Shows
Colorado's hands-free driving law cut distracted driving 4.7% in year one, preventing 600 crashes and 6 deaths. See how it affects your insurance rates.
Read full article
1 in 3 Drivers Plans to Switch Auto Insurance in 2026, CivicScience Finds
CivicScience reports 33% of drivers plan to switch auto insurers in 2026, a record. LexisNexis data shows 47.1% shopped in 2025. How to save $400-$900.
Read full article
US Traffic Deaths Drop 6.7% in 2025 to Prepandemic Levels, NHTSA Reports
NHTSA reports 36,640 US traffic deaths in 2025, a 6.7% drop from 2024. Fatality rate hits second-lowest ever at 1.10 per 100M miles. What it means for insurance...
Read full article
Tariffs Could Add 9% to Auto Insurance Costs for 23 Popular Car Models, Insurify Projects
Insurify projects 23 popular car models face a 9% insurance cost increase from tariffs. Toyota RAV4, Hyundai Elantra, and Subaru Forester are among the hardest...
Read full article
Record 23.1% of Auto Claims Are Now Total Losses as Repair Costs Hit $4,818
CCC's 2026 Crash Course report finds nearly 1 in 4 crashed vehicles is totaled. Average repair costs hit $4,818. Learn what this means for your coverage.
Read full article
Michigan Gubernatorial Candidate Proposes No-Fault Opt-Out to Cut Auto Insurance Rates
GOP candidate Tom Leonard proposes letting Michigan drivers opt out of no-fault insurance. Premiums already down 18.8% since 2019 reform. What it means for you.
Read full article
8 States Cross the 20% Uninsured Driver Threshold, Double the Count From 2022
IRC data shows 8 states plus DC now have 20%+ uninsured drivers, up from 4 in 2022. Mississippi leads at 28.2%. Learn which states and how to protect yourself.
Read full article
New York Auto Insurance Reform Stuck in Budget Limbo After Fourth Extension
New York's auto insurance reform is stuck in a lobbying war as the state passes its fourth budget extension. What NY drivers paying $341/month should do now.
Read full article
1 in 4 Drivers Cut Auto Coverage in 2025, CCC Report Finds
CCC's 2026 Crash Course report finds 24% of Americans downgraded or dropped insurance. Eight percent switched from full coverage to liability only.
Read full article
Oil Prices and Middle East Tensions Add New Pressure on Auto Insurance Rates in 2026
Rising oil prices from Middle East tensions are driving up auto repair costs 11.5%, threatening to reverse recent insurance rate cuts. Act before H2 2026.
Read full article