News
Tariffs Could Add 9% to Auto Insurance Costs for 23 Popular Car Models, Insurify Projects
Insurify projects 23 popular car models face a 9% insurance cost increase from tariffs. Toyota RAV4, Hyundai Elantra, and Subaru Forester are among the hardest...
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Record 23.1% of Auto Claims Are Now Total Losses as Repair Costs Hit $4,818
CCC's 2026 Crash Course report finds nearly 1 in 4 crashed vehicles is totaled. Average repair costs hit $4,818. Learn what this means for your coverage.
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Michigan Gubernatorial Candidate Proposes No-Fault Opt-Out to Cut Auto Insurance Rates
GOP candidate Tom Leonard proposes letting Michigan drivers opt out of no-fault insurance. Premiums already down 18.8% since 2019 reform. What it means for you.
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8 States Cross the 20% Uninsured Driver Threshold, Double the Count From 2022
IRC data shows 8 states plus DC now have 20%+ uninsured drivers, up from 4 in 2022. Mississippi leads at 28.2%. Learn which states and how to protect yourself.
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New York Auto Insurance Reform Stuck in Budget Limbo After Fourth Extension
New York's auto insurance reform is stuck in a lobbying war as the state passes its fourth budget extension. What NY drivers paying $341/month should do now.
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1 in 4 Drivers Cut Auto Coverage in 2025, CCC Report Finds
CCC's 2026 Crash Course report finds 24% of Americans downgraded or dropped insurance. Eight percent switched from full coverage to liability only.
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Oil Prices and Middle East Tensions Add New Pressure on Auto Insurance Rates in 2026
Rising oil prices from Middle East tensions are driving up auto repair costs 11.5%, threatening to reverse recent insurance rate cuts. Act before H2 2026.
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Texas Drivers Pay $1,724 a Year in Hidden Litigation Costs While Three Neighboring States Cut Rates
Texas SB 30 tort reform failed in 2025, and the legislature won't meet again until 2027. Florida, Georgia, and Louisiana cut rates after reform. What TX drivers...
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CSU Forecasts Below-Average 2026 Hurricane Season, But Coastal Drivers Still Need Comprehensive Coverage
CSU predicts 13 named storms in 2026, below average. What a quieter hurricane season means for your auto insurance and comprehensive coverage.
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Illinois SB 1486 Awaits Senate Vote as Industry Warns of 20% Premium Hike
Illinois SB 1486 would give the state power to reject excessive auto insurance rates. The Senate vote could reshape how 14 million drivers are charged.
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IIHS Raises the Bar for 2026 Safety Awards: 63 Vehicles Qualify Under Tougher Crash Avoidance Rules
IIHS tightened 2026 Top Safety Pick criteria with 43 mph crash avoidance tests. 63 vehicles qualified, and TSP+ cars can save 5-15% on insurance premiums.
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Rear Automatic Emergency Braking Cuts Insurance Claims by 39%, HLDI Study Finds
HLDI's March 2026 study found rear AEB reduces property damage claims 39%. Find out which 2025-26 vehicles have it and how to verify yours.
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