News
Heather Wilson
New York's Car Insurance Reform Is on Life Support — What Happens If It Dies in the Budget?
NY Gov. Hochul's auto insurance reform was left out of both legislative budgets. Here's what's at stake, what happens next, and how NY drivers can lower their r...
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Heather Wilson
New Traffic Laws in 2026 That Could Raise (or Lower) Your Car Insurance Rate
New 2026 traffic laws — from camera tickets to hands-free crackdowns — could spike your car insurance by 15–30%. Here's what changed in your state.
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Heather Wilson
Michigan Cut Car Insurance Costs by 18% — Here's the Reform Blueprint Every High-Rate State Should Copy
Michigan's 2019 no-fault reform cut premiums 18.8% — saving drivers $357/vehicle. Now NY, FL, and LA are following the same playbook.
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Heather Wilson
IIHS Is Rating Cargo Vans and Work Trucks for the First Time — What It Means for Your Insurance
For the first time, IIHS will rate cargo vans and work trucks in spring 2026. Here's what it means for your commercial auto insurance.
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Heather Wilson
How Trump's 25% Auto Tariffs Could Spike Your Car Insurance in 2026
The 25% tariff on imported cars and parts is driving up repair costs. Premiums could jump 4-7% by year end. Here's what drivers need to know.
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Heather Wilson
New York's $4,000/Year Car Insurance Problem — And Hochul's Plan to Fix It Before April 1
NY drivers pay $4,000+/year for car insurance — 52% above the national average. Governor Hochul's reform plan could cut rates 15–20% if passed by April 1.
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Heather Wilson
Why Is My Car Insurance Still Going Up? What's Really Behind Your Rising Premium in 2026
National rates are nearly flat, but 35 states face increases. Here's exactly why your car insurance premium is still rising in 2026 — and how to fight back.
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Heather Wilson
Your Phone Can Now Cut Your Car Insurance by 30%: How Telematics Is Going Mainstream in 2026
Telematics programs from Progressive, Allstate, GEICO & State Farm can cut your car insurance by 30-40% in 2026. Here's how to sign up safely.
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Heather Wilson
14 of 18 Small SUVs Fail the New IIHS Whiplash Test — Is Your Car Protecting Your Neck?
IIHS launched a tougher whiplash test in 2026. Only 4 of 18 small SUVs passed. See the full ratings and what it means for your safety and insurance.
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Heather Wilson
New Jersey Raised Its Car Insurance Minimums in 2026 — Here's What Every NJ Driver Must Do
NJ raised auto insurance minimums to 35/70/25 on January 1, 2026. Learn what changed, how it affects your premium, and what to do before your next renewal.
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Heather Wilson
Car Insurance Rates Are Surging in These 3 States — While the Rest of the Country Gets Relief
National rates are nearly flat in 2026, but Oregon, Maryland, and Utah face 9–21% increases. See which states win and which lose — and what to do about it.
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Heather Wilson
Florida Car Insurance Rates Are Dropping 8% in 2026 — What Policyholders Need to Know
Florida's top 5 auto insurers are cutting rates by an average of 8% in 2026, covering 78% of the market. Here's what FL drivers need to know.
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