Auto Insurance News
Latest updates, rate changes, and industry insights for drivers across the U.S.
Heather Wilson
Car Ads Pushed Speed Twice as Often as Safety, IIHS Finds, While Speeding Tickets Add $525 a Year
A new IIHS study found 43% of car ads emphasize performance and only 8% safety. Speeding tickets then cost the average U.S. driver $525 more a year.
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Heather Wilson
Car Sensors Can Flag Cognitive Decline in Senior Drivers, New Study Finds
A new FAU study found in-car sensors can detect early cognitive decline in drivers 65+, with real stakes for senior driver safety and car insurance.
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Heather Wilson
Drivers Use Phones More While Speeding, IIHS Study Finds
A new IIHS telematics study finds drivers handle phones 12% more for every 5 mph over the limit on freeways, and it can quietly raise your insurance rate.
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Heather Wilson
49% of Insured Drivers Stressed About Car Insurance Premiums, NerdWallet Survey Finds
A NerdWallet survey found 49% of insured drivers are stressed about premiums. See 7 proven ways to cut your rate without dropping to risky minimums.
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Heather Wilson
USAA to Cut Auto Insurance Rates for Half of Its 14 Million Members
USAA's net worth grew $6.3B in 2025, and about half of its 14 million members should see lower auto rates in 2026. Florida cuts average 7%.
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Heather Wilson
US Auto Insurers Post Best Q1 Underwriting Profit in 25 Years
US insurers posted a record $22.1B Q1 2026 underwriting gain and 89.5 combined ratio. Auto rates are cooling, and shopping now can capture the relief.
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Heather Wilson
100 Deadliest Days of Driving Begin Memorial Day, NSC Warns
The NSC estimates 393 US road deaths over Memorial Day weekend as the 100 deadliest days begin. A summer ticket or crash can raise your premium for years.
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Heather Wilson
New Mexico Drivers Have Until May 26 to Claim Part of $1.2 Million Farmers Underinsured Motorist Settlement
A Farmers unit will refund New Mexico drivers in a $1.2M underinsured motorist settlement. Offset claims pay up to $25,000; deadline is May 26, 2026.
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Heather Wilson
Distracted Driving Up 57% Since 2022 as Bodily Injury Claims Hit 26% of Auto Insurance Costs, LexisNexis 2026 Report Finds
LexisNexis's 2026 report finds distracted driving up 57% and bodily injury claims at 26% of costs. See why your premium is rising and how to cut it.
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Heather Wilson
Florida Arrests Five in $31,000 Miami-Dade Staged Crash Insurance Fraud Scheme
Florida CFO Ingoglia announced 5 arrests in a Miami-Dade staged crash ring that defrauded auto insurers of $31,000. What it means for FL drivers.
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Heather Wilson
Auto Insurance Rate Hikes Slow to 3.7% in 2025 as Insurers Return to Profit, AM Best Reports
AM Best says U.S. auto insurance rate increases fell to 3.7% in 2025 from 9.7% in 2024. CA, NV, NJ, NY drivers still face the largest hikes.
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Heather Wilson
Progressive Passes State Farm as Largest U.S. Auto Insurer, Ending 84-Year Reign
Progressive's $70.2B in personal auto premiums edges State Farm's $68.7B, ending an 84-year reign. What it means for your next quote.
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