Auto Insurance News
Latest updates, rate changes, and industry insights for drivers across the U.S.
Heather Wilson
IIHS Crash Tests Saved 48,352 Lives and $538 Billion Since 1995
A new IIHS study credits 30 years of crash tests with saving 48,352 lives and $538 billion. Safer cars also mean fewer injury claims and lower premiums.
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Heather Wilson
Minimum-Coverage Car Insurance Costs Rose 14% Even as Full Coverage Fell
Minimum-coverage car insurance jumped 14% even as full coverage fell. Why budget and high-risk drivers pay more in 2026, and what to do about it.
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Heather Wilson
AAA Cuts Florida Auto and Home Insurance Rates Up to 5%, Saving $28 Million
AAA is cutting Florida auto and home insurance rates up to 5%, returning $28M a year to 219,000 policyholders. See how it stacks up against State Farm.
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Heather Wilson
Illegal Immigration Didn't Raise Car Insurance Rates, Experts Say
Trump blamed illegal immigration for record car insurance rates. Economists say it explains 0.07% of the spike. COVID repair costs drove the rest.
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Heather Wilson
Michigan Senate Panel Advances Bill Mandating 10% Auto Insurance Cut
Michigan's Senate advanced SB 328 to force a 10% auto insurance rate cut. What it means for drivers paying $3,207/year and how it could play out.
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Heather Wilson
USAA Returns Nearly $1 Billion to Florida Drivers After Tort Reform
USAA is returning nearly $1 billion to Florida drivers via a $500M dividend averaging $760 plus 14% rate cuts. See who qualifies and when checks arrive.
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Heather Wilson
Poor-Credit Drivers Pay 69% to 76% More for Car Insurance, 2026 Data Shows
Poor-credit drivers pay 69% to 76% more for car insurance in 2026, up to $2,006 a year. See the carrier and state gaps and how to cut your rate.
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Heather Wilson
Nearly Half of New Auto Insurance Policies Are Now Bought Online, J.D. Power Finds
J.D. Power's 2026 study finds 48% of new auto policies are bought online, with shoppers averaging a record 3.5 quotes. Compare more to cut your rate.
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Heather Wilson
Oklahoma HB 3781 Adds State Review of Auto Insurance Rate Hikes
Oklahoma's HB 3781 lets the state review auto insurance rate hikes before they take effect in July 2027. What it means for drivers and premiums.
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Heather Wilson
Tennessee Raises Uninsured Driver Fees to $1,000 and Adds $1,500 Repeat-Lapse Penalty in 2027
Tennessee's Public Chapter 1077 raises uninsured driver fees to $1,000, adds a $1,500 repeat-lapse fee, and caps damages for uninsured drivers in 2027.
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Heather Wilson
New Hampshire Raises Distracted Driving Fines and Adds License Suspension
New Hampshire's new law raises hand-held device fines to $1,000 and adds license suspension for repeat offenders starting January 1, 2027.
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Heather Wilson
Louisiana Requires 60-Day Auto Insurance Cancellation Notice July 1
Louisiana's Act 182 doubles the cancellation notice insurers must give to 60 days on July 1, 2026, giving drivers more time to replace coverage.
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