Auto Insurance News
Latest updates, rate changes, and industry insights for drivers across the U.S.
Heather Wilson
State Minimum Car Insurance Limits Fall Short of Average Accident Costs in 2026
30+ states set minimums below the $28,278 avg claim. See which 6 states raised limits and how to check if your coverage is adequate.
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Heather Wilson
State Regulators Launch Major Review of AI's Role in Auto Insurance Pricing
The NAIC launched a new working group in March 2026 to review how AI is setting your auto insurance rate — and what regulators plan to do about it.
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Heather Wilson
Auto Insurance Profitability Is at a 15-Year High. Three Risks Could End the Run.
US auto insurers posted their best results in 15 years. Tariffs, market softening, and social inflation threaten the recovery. What it means for your rates.
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Heather Wilson
State Farm Wins Approval for 6.2% Auto Rate Cut in California
California's DOI approved State Farm's 6.2% auto rate reduction, effective May 8, 2026. Here's how much CA drivers could save and what to do now.
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Heather Wilson
20 Louisiana Insurers File Rate Decreases After 2025 Tort Reforms
20+ Louisiana insurers have filed auto rate decreases following 2025 tort reform. Progressive, State Farm, and Allstate are cutting rates now.
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Heather Wilson
Trump's Auto Tariffs and Car Insurance: Which Brands Will Cost You More
Trump's 25% auto tariffs hit insurance costs differently by brand. See which models face the steepest hikes — and what to do before your next renewal.
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Heather Wilson
Illinois Rate Regulation Bill Passes House, Faces Senate Fight
Illinois SB 1486 would give state regulators power to reject excessive auto rates for the first time. What the Senate fight means for your premium.
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Heather Wilson
Auto Insurance Shopping Hit Record Levels in 2025, but Most Drivers Are Leaving Savings on the Table
57% of drivers shopped for auto insurance in 2024, yet 77% compared too few carriers. The proven strategy that saves $461–$1,100 a year.
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Heather Wilson
Texas Now Requires Insurers to Explain Policy Denials in Writing
Texas HB 2067 took effect Jan 1, 2026, requiring all insurers to explain policy denials in writing. Here's what Texas drivers need to know.
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Heather Wilson
5 States Introduce Telematics Privacy Bills as Lawsuits Target Allstate, Progressive
Five states introduced bills to restrict telematics data sharing as Allstate faces lawsuits for selling 45M drivers' data. What your insurer collects and what t...
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Heather Wilson
Electric Vehicles Cost Up to 49% More to Insure Than Gas Cars — Here's How EV Owners Can Cut the Gap
EVs cost $3,430/year to insure vs. $2,778 for gas cars. See which models cost most, which carriers offer EV discounts, and how to cut your premium.
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Heather Wilson
New York's Auto Insurance Reform Just Failed in the Budget -- Here's What 14 Million Drivers Should Do Now
NY's auto insurance reform didn't make the April 2026 budget. Learn why it failed and 8 ways to cut your $4,000+/year premiums right now.
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