Auto Insurance News
Latest updates, rate changes, and industry insights for drivers across the U.S.
New Jersey Approved Over 300 Auto Insurance Rate Hikes Since 2022 as Uninsured Drivers Hit 14%
New Jersey regulators approved 300+ auto insurance rate hikes since 2022, including 69 double-digit jumps. Uninsured drivers now top 14%.
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GEICO Settles With Pennsylvania AG Over AI-Driven Auto Insurance Cancellations
Pennsylvania AG Dave Sunday settled with GEICO over AI-driven auto insurance cancellations. Four new consumer protections take effect now.
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New York Enacts Auto Insurance Overhaul: 90/180 Rule Repealed, ZIP Code Rating Banned
New York's FY27 budget enacts the largest auto insurance reform in decades. ZIP code rating banned, 90/180 rule repealed, $200+ annual savings projected.
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Car Ads Pushed Speed Twice as Often as Safety, IIHS Finds, While Speeding Tickets Add $525 a Year
A new IIHS study found 43% of car ads emphasize performance and only 8% safety. Speeding tickets then cost the average U.S. driver $525 more a year.
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Car Sensors Can Flag Cognitive Decline in Senior Drivers, New Study Finds
A new FAU study found in-car sensors can detect early cognitive decline in drivers 65+, with real stakes for senior driver safety and car insurance.
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Drivers Use Phones More While Speeding, IIHS Study Finds
A new IIHS telematics study finds drivers handle phones 12% more for every 5 mph over the limit on freeways, and it can quietly raise your insurance rate.
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49% of Insured Drivers Stressed About Car Insurance Premiums, NerdWallet Survey Finds
A NerdWallet survey found 49% of insured drivers are stressed about premiums. See 7 proven ways to cut your rate without dropping to risky minimums.
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USAA to Cut Auto Insurance Rates for Half of Its 14 Million Members
USAA's net worth grew $6.3B in 2025, and about half of its 14 million members should see lower auto rates in 2026. Florida cuts average 7%.
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US Auto Insurers Post Best Q1 Underwriting Profit in 25 Years
US insurers posted a record $22.1B Q1 2026 underwriting gain and 89.5 combined ratio. Auto rates are cooling, and shopping now can capture the relief.
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100 Deadliest Days of Driving Begin Memorial Day, NSC Warns
The NSC estimates 393 US road deaths over Memorial Day weekend as the 100 deadliest days begin. A summer ticket or crash can raise your premium for years.
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New Mexico Drivers Have Until May 26 to Claim Part of $1.2 Million Farmers Underinsured Motorist Settlement
A Farmers unit will refund New Mexico drivers in a $1.2M underinsured motorist settlement. Offset claims pay up to $25,000; deadline is May 26, 2026.
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Distracted Driving Up 57% Since 2022 as Bodily Injury Claims Hit 26% of Auto Insurance Costs, LexisNexis 2026 Report Finds
LexisNexis's 2026 report finds distracted driving up 57% and bodily injury claims at 26% of costs. See why your premium is rising and how to cut it.
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